
401- 39 Pemberton Avenue, Toronto C14
Toronto C14
$599,000
Cash flow, cap rate & mortgage breakdown
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Listed by TRUSTWELL REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
3
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,050/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to exceptional living in the heart of Yonge & Finch! This beautifully newly renovated 2-bedroom, 2-bathroom condo a bright, thoughtfully designed living space with a functional split-bedroom layout. The stunning brand-new kitchen showcases modern cabinetry, brand new quartz countertops, stylish finishes, and quality craftsmanship, while both fully renovated bathrooms offer a fresh, contemporary feel. The spacious primary bedroom features a walk-in closet and a private 4-piece ensuite, while the open-concept living and dining area walks out to a private balcony, perfect for relaxing or entertaining. This suite includes one underground parking space and one locker for added convenience. Residents enjoy outstanding building amenities, including a 24-hour concierge, fitness centre, party room, library, and visitor parking. Enjoy direct underground access to Finch TTC Subway Station, with GO Transit just steps away, making commuting effortless.Ideally located within walking distance to shopping, restaurants, cafés, parks, and everyday conveniences. Situated near highly regarded schools, including Earl Haig Secondary School (Buyer to verify eligibility). A rare opportunity to own a beautifully renovated condo in one of North York's most convenient and sought-after neighbourhoods.
MississaugaInvestor.ca
401- 39 Pemberton Avenue
Condo Apartment · 2bd/2ba · ~850 sqft
$599,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.59%
Monthly Cash Flow
-$2,464/mo
Estimated Rent
$2,050/mo
Cash-on-Cash
-22.53%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,050 |
| Mortgage | −$2,757 |
| Property Tax | −$474 |
| Insurance | −$225 |
| Condo Fee | −$955 |
| Vacancy (5%) | −$103 |
| Cash Flow | -$2,464/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$24,600 |
| Vacancy (5%) | −$1,230 |
| Property Tax | −$5,691 |
| Insurance | −$2,700 |
| Condo Fee | −$11,460 |
| Annual NOI | $3,519 |
| Cap Rate | 0.59% |
Cash Required to Close
| Down Payment (20%) | $119,800 |
| Ontario Land Transfer Tax | $8,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $131,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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