258 Harbord Street, Toronto C01
Toronto C01
$1,150,000
Cash flow, cap rate & mortgage breakdown
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Listed by HARVEY KALLES REAL ESTATE LTD.
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
7
Bathrooms
4
Days on Market
6
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,600/mo
Estimated from market price-to-rent ratios
Remarks
7 Bedrooms! An impressive 2,728 sq. ft. of living space, including the basement, (2,039 sq ft above grade - see floor plans) in the heart of Harbord Village. This substantial, updated home offers a flexible layout suitable for investors, multi-generational families, or buyers seeking income potential. Featuring generous principal rooms and updated systems, the property can function as a spacious 7+2 bedroom residence or potentially be configured as two self-contained units, with additional basement possibilities. Steps from Little Italy, U of T, cafés, restaurants, TTC, and downtown amenities. A hard-to-find combination of size, versatility, and long-term potential in a prime central neighbourhood. 48 hrs irrevocable please Seller is out of town
MississaugaInvestor.ca
258 Harbord Street
Att/Row/Townhouse · 7bd/4ba · ~2,250 sqft
$1,150,000
Cash-Flow Report · August 2, 2026
Cap Rate
1.38%
Monthly Cash Flow
-$3,966/mo
Estimated Rent
$3,600/mo
Cash-on-Cash
-18.85%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,600 |
| Mortgage | −$5,293 |
| Property Tax | −$910 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$958 |
| Vacancy (5%) | −$180 |
| Cash Flow | -$3,966/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$43,200 |
| Vacancy (5%) | −$2,160 |
| Property Tax | −$10,925 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$11,500 |
| Annual NOI | $15,915 |
| Cap Rate | 1.38% |
Cash Required to Close
| Down Payment (20%) | $230,000 |
| Ontario Land Transfer Tax | $19,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $252,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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