105 Rockford Road, Toronto C07
Toronto C07
$1,595,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by CAPITAL NORTH REALTY CORPORATION
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
3
Days on Market
6
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$4,200/mo
Estimated from market price-to-rent ratios
Remarks
Large updated side-split in a prime location, offering 2,639 sq. ft. plus basement on an extra-deep 164 ft lot backing onto lush greenery, mature trees, and stunning views. Ideal for buyers who prefer fewer stairs compared to a traditional two-storey layout. This home features two-zone heating and cooling for optimal comfort, a functional layout with a proper dining room, living room, and oversized family room. Step outside to a true backyard retreat with a built-in pizza oven, perfect for family living and entertaining. Complete with a two-car garage and additional driveway parking. Located steps from schools, parks, trails, shopping, and transit, this home combines a premium lot, modern updates, and an excellent location in one of the area's most desirable neighbourhoods.
MississaugaInvestor.ca
105 Rockford Road
Detached · 5bd/3ba · ~2,750 sqft
$1,595,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.88%
Monthly Cash Flow
-$6,169/mo
Estimated Rent
$4,200/mo
Cash-on-Cash
-21.13%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,200 |
| Mortgage | −$7,342 |
| Property Tax | −$1,263 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,329 |
| Vacancy (5%) | −$210 |
| Cash Flow | -$6,169/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$50,400 |
| Vacancy (5%) | −$2,520 |
| Property Tax | −$15,153 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$15,950 |
| Annual NOI | $14,077 |
| Cap Rate | 0.88% |
Cash Required to Close
| Down Payment (20%) | $319,000 |
| Ontario Land Transfer Tax | $28,375 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $350,375 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.