
110 Grace Street, Toronto C01
Toronto C01
$1,990,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE REGIONAL REALTY LTD.
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
3
Bathrooms
3
Days on Market
8
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,900/mo
Estimated from market price-to-rent ratios
Remarks
Exceptional opportunity to own a spacious semi-detached home in the heart of highly sought after Trinity-Bellwoods. Offering outstanding versatility for families, investors, or those seeking multigenerational living. Situated on a 22.75 x 102.5 ft lot, this well maintained property boasts over 2,000 sq. ft. of living space and a detached two car garage with valuable laneway access.The home features 2+1 kitchens, a separate basement entrance. There is an excellent potential to create two additional bedrooms by converting two existing rooms(2nd and 3rd floor), making it an ideal opportunity for rental income or future value enhancement. The main floor also includes a spacious bonus room currently used as a second dining area, providing additional flexibility as a family room, home office, or potential bedroom. Recent updates include a new owned hot water tank (2024), new roof (2025), and new eavestroughs and soffits (2026). Located in one of Toronto's most vibrant and desirable neighbourhoods, this home is just steps to Trinity Bellwoods Park, public transit, schools, cafés, restaurants, boutiques, and everyday amenities. Whether you're looking for a beautiful family home with room to grow or a prime investment with excellent income potential, this is a rare opportunity in an exceptional location.
MississaugaInvestor.ca
110 Grace Street
Semi-Detached · 3bd/3ba · ~2,250 sqft
$1,990,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.15%
Monthly Cash Flow
-$8,913/mo
Estimated Rent
$3,900/mo
Cash-on-Cash
-24.46%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,900 |
| Mortgage | −$9,160 |
| Property Tax | −$1,575 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,658 |
| Vacancy (5%) | −$195 |
| Cash Flow | -$8,913/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$46,800 |
| Vacancy (5%) | −$2,340 |
| Property Tax | −$18,905 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$19,900 |
| Annual NOI | $2,955 |
| Cap Rate | 0.15% |
Cash Required to Close
| Down Payment (20%) | $398,000 |
| Ontario Land Transfer Tax | $36,275 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $437,275 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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