
412 Deloraine Avenue, Toronto C04
Toronto C04
$2,280,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE NEW WORLD REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
4
Days on Market
9
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$4,350/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 412 Deloraine Ave, an exceptional 3 bedroom, 4 bathroom residence offering over 2,500sq. ft. of total living space on the coveted west side of Avenue Road. Main floor features a welcoming 10-foot ceiling foyer, smooth ceilings throughout & a combined living/dining space for formal gatherings, gourmet chef's kitchen equipped with integrated Miele appliances, JennAir refrigerator & an expansive island with a secondary prep sink. Walk out from the breakfast area to a professionally landscaped backyard oasis featuring a Composite Deck, Wifi-controlled ambient soft lighting, water feature and in-ground sprinklers. This private retreat is designed for ultimate relaxation or hosting unforgettable outdoor gatherings. Upstairs, the 9-foot ceilings and strategically placed skylights flood the second floor with natural light and hosts three generously sized bedrooms, including a spectacular primary suite with an over-sized w/I closet & a spa-like ensuite bath under its own bright skylight. Finished walk-up basement is now used as a Rec Room. Hidden Wine Cellar as a bonus. Owner upgraded alarm hardware including Glass break alarm sensors(2024), New Gutters(2024), New A/C(2025) and 200-amp electrical panel. Walking distance to top-ranked schools, daycares, Avenue Rd's sought-after Shops, Restaurants, LCBO & everyday amenities. Enjoy effortless transit access via the TTC and Highway 401, alongside nearby parks and trails. 412 Deloraine Ave is move-in ready and offers the perfect blend of luxury, comfort, and transit convenience for growing families.
MississaugaInvestor.ca
412 Deloraine Avenue
Detached · 3bd/4ba · ~1,750 sqft
$2,280,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.11%
Monthly Cash Flow
-$10,293/mo
Estimated Rent
$4,350/mo
Cash-on-Cash
-24.58%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,350 |
| Mortgage | −$10,495 |
| Property Tax | −$1,805 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,900 |
| Vacancy (5%) | −$218 |
| Cash Flow | -$10,293/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$52,200 |
| Vacancy (5%) | −$2,610 |
| Property Tax | −$21,660 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$22,800 |
| Annual NOI | $2,430 |
| Cap Rate | 0.11% |
Cash Required to Close
| Down Payment (20%) | $456,000 |
| Ontario Land Transfer Tax | $43,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $502,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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