113 Cottingham Street, Toronto C02
Toronto C02
$2,598,000
Cash flow, cap rate & mortgage breakdown
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Listed by CHESTNUT PARK REAL ESTATE LIMITED
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
4
Bathrooms
4
Days on Market
10
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$4,850/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to Summerhill! This beloved family home exemplifies everything Summerhill has to offer. 4+1 bedrooms, finished basement with walkout, across the street from top ranked Cottingham Public School and direct private access to coveted Cottingham Tennis Club. Bright spaces for family meals, play areas, and a library perfect for homework or a home office. With plenty of room to spread out, this home has been designed to accommodate the busiest of family schedules with ease and comfort, all within minutes of bustling Yonge Street in Rosedale.
MississaugaInvestor.ca
113 Cottingham Street
Semi-Detached · 4bd/4ba · ~2,250 sqft
$2,598,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.07%
Monthly Cash Flow
-$11,798/mo
Estimated Rent
$4,850/mo
Cash-on-Cash
-24.66%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,850 |
| Mortgage | −$11,958 |
| Property Tax | −$2,057 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$2,165 |
| Vacancy (5%) | −$243 |
| Cash Flow | -$11,798/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$58,200 |
| Vacancy (5%) | −$2,910 |
| Property Tax | −$24,681 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$25,980 |
| Annual NOI | $1,929 |
| Cap Rate | 0.07% |
Cash Required to Close
| Down Payment (20%) | $519,600 |
| Ontario Land Transfer Tax | $51,425 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $574,025 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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