309- 70 Temperance Street, Toronto C01
Toronto C01
$529,800
Cash flow, cap rate & mortgage breakdown
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Listed by EXP REALTY
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
1
Days on Market
9
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,950/mo
Estimated from market price-to-rent ratios
Remarks
Discover luxury living at INDX Condos located in the heart of Toronto's Financial District. Unit 309 in the size of 660 Sq Feet. This modern, freshly painted 1 bedroom plus Den and 1 bathroom suite offers open-concept living with a practical south-facing layout, floor-to-ceiling windows, and 9' smooth ceilings that create an airy, spacious feel. The sleek, contemporary kitchen features built-in appliances, upgraded flooring, and a wine fridge. A versatile den with sliding doors that can serve as a home office, guest room, or second bedroom. This prime location boasts a perfect Walk Score of 100 and a Transit Score of 10/10, with easy access to City Hall, Eaton Centre, the Underground PATH, subway stations, Toronto Metropolitan University and the vibrant streets of Queen St W, Bay St, and Richmond St W. INDX Condos offer world-class amenities, including a gym, virtual golf, lounges, billiards, a library, and more! **Some Of The Photos Are Virtual Stagged**
MississaugaInvestor.ca
309- 70 Temperance Street
Condo Apartment · 2bd/1ba · ~650 sqft
$529,800
Cash-Flow Report · July 31, 2026
Cap Rate
1.55%
Monthly Cash Flow
-$1,753/mo
Estimated Rent
$1,950/mo
Cash-on-Cash
-18.13%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,950 |
| Mortgage | −$2,439 |
| Property Tax | −$419 |
| Insurance | −$225 |
| Condo Fee | −$522 |
| Vacancy (5%) | −$98 |
| Cash Flow | -$1,753/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$23,400 |
| Vacancy (5%) | −$1,170 |
| Property Tax | −$5,033 |
| Insurance | −$2,700 |
| Condo Fee | −$6,264 |
| Annual NOI | $8,233 |
| Cap Rate | 1.55% |
Cash Required to Close
| Down Payment (20%) | $105,960 |
| Ontario Land Transfer Tax | $7,071 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $116,031 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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