2001- 5 St Joseph Street, Toronto C01
Toronto C01
$399,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX REALTRON REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
1
Bathrooms
1
Days on Market
9
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,500/mo
Estimated from market price-to-rent ratios
Remarks
Premium East Exposure! Enjoy unobstructed open views, abundant natural morning sunlight, exceptional privacy, and a bright, airy living space-one of the most desirable orientations in the building.This bright and spacious corner suite offers a functional 1 Bedroom layout with 9-foot ceilings and floor-to-ceiling windows. Enjoy beautiful views from the large private balcony, a modern kitchen with centre island and dining area, a full bathroom. Locker included for added convenience. Ideally located steps to Wellesley Subway Station and minutes to Yorkville, U of T, TMU, major hospitals, shopping, dining, and entertainment. Experience the best of downtown Toronto living!
MississaugaInvestor.ca
2001- 5 St Joseph Street
Condo Apartment · 1bd/1ba · ~550 sqft
$399,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.27%
Monthly Cash Flow
-$1,414/mo
Estimated Rent
$1,500/mo
Cash-on-Cash
-19.45%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,500 |
| Mortgage | −$1,837 |
| Property Tax | −$316 |
| Insurance | −$225 |
| Condo Fee | −$461 |
| Vacancy (5%) | −$75 |
| Cash Flow | -$1,414/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$18,000 |
| Vacancy (5%) | −$900 |
| Property Tax | −$3,791 |
| Insurance | −$2,700 |
| Condo Fee | −$5,532 |
| Annual NOI | $5,077 |
| Cap Rate | 1.27% |
Cash Required to Close
| Down Payment (20%) | $79,800 |
| Ontario Land Transfer Tax | $4,460 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $87,260 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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