
104 Benson Avenue, Toronto C02
Toronto C02
$1,299,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE/REALTY ONE LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
3
Days on Market
11
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,900/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 104 Benson Ave - a beautifully renovated detached corner-lot home in the highly sought-after Wychwood neighborhood. Exceptional opportunity for builders and investors alike-this versatile corner-lot property is packed with untapped potential. This home offers remarkable outdoor space rarely found on lots of this size. The fully fenced backyard provides a private retreat-perfect for entertaining, relaxing, or letting kids and pets play-seamlessly extending your living space outdoors. Inside, the thoughtfully updated interior combines comfort, functionality, and flexibility for modern family living. The finished basement features a separate rear entrance, a full kitchen, and two generously sized bedrooms with windows-ideal for extended family, guests, or generating potential rental income. Furthermore, the property may qualify for a future laneway suite, offering rare long-term flexibility and significant investment upside. Recent updates include a furnace, hot water tank, and air conditioning (all approximately three years old). Ideally located just steps from Wychwood Barns, the Saturday Farmers' Market, Hillcrest Park, and the vibrant St. Clair shops and restaurants. Enjoy easy access to the St. Clair TTC streetcar and close proximity to top private schools, including BSS and UCC. Don't miss this rare opportunity to enjoy the very best of urban living in one of Toronto's most beloved communities.
MississaugaInvestor.ca
104 Benson Avenue
Detached · 5bd/3ba · ~1,750 sqft
$1,299,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.26%
Monthly Cash Flow
-$4,610/mo
Estimated Rent
$3,900/mo
Cash-on-Cash
-19.39%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,900 |
| Mortgage | −$5,979 |
| Property Tax | −$1,028 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,083 |
| Vacancy (5%) | −$195 |
| Cash Flow | -$4,610/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$46,800 |
| Vacancy (5%) | −$2,340 |
| Property Tax | −$12,341 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$12,990 |
| Annual NOI | $16,429 |
| Cap Rate | 1.26% |
Cash Required to Close
| Down Payment (20%) | $259,800 |
| Ontario Land Transfer Tax | $22,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $285,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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