706- 25 The Esplanade N/A, Toronto C08
Toronto C08
$549,900
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE/VISION REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
1
Days on Market
14
Price Drop
2%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,000/mo
Estimated from market price-to-rent ratios
Remarks
Rare true 2-bedroom in the heart of St. Lawrence Market, two full rooms, not a den conversion. Updated kitchen, in-suite laundry, and unobstructed north views over the city skyline and rooftops. Maintenance $595 includes hydro, heat and water - no separate utility bills. Owned locker included; parking available to rent in the building. Steps to Berczy Park, Union Station and the Financial District. 24-hour concierge, gym, sauna, rooftop terrace. Vacant and move-in ready, flexible closing.
MississaugaInvestor.ca
706- 25 The Esplanade N/A
Condo Apartment · 2bd/1ba · ~650 sqft
$549,900
Cash-Flow Report · August 3, 2026
Cap Rate
1.41%
Monthly Cash Flow
-$1,886/mo
Estimated Rent
$2,000/mo
Cash-on-Cash
-18.79%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,000 |
| Mortgage | −$2,531 |
| Property Tax | −$435 |
| Insurance | −$225 |
| Condo Fee | −$595 |
| Vacancy (5%) | −$100 |
| Cash Flow | -$1,886/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$24,000 |
| Vacancy (5%) | −$1,200 |
| Property Tax | −$5,224 |
| Insurance | −$2,700 |
| Condo Fee | −$7,140 |
| Annual NOI | $7,736 |
| Cap Rate | 1.41% |
Cash Required to Close
| Down Payment (20%) | $109,980 |
| Ontario Land Transfer Tax | $7,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $120,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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