2010- 130 River Street, Toronto C08
Toronto C08
$499,000
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 ATRIA REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
1
Days on Market
14
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,950/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this exceptional east-facing 1+Den corner suite offering approximately 635 sq. ft. of thoughtfully designed living space in one of Toronto's most vibrant and rapidly growing communities. This bright and functional open-concept layout is flooded with natural light and features a spacious den that's perfect for a home office, guest space, or flex room. Enjoy beautiful water views from your private balcony while taking advantage of the premium corner- unit layout, offering additional windows, enhanced privacy, and an airy feel throughout. Complete with 1 parking space and 1 locker for added convenience. Residents enjoy outstanding building amenities, including a fully equipped fitness centre, 24- hour concierge, co-working spaces, communal gardens, BBQ area, party room, arcade and games room, and an indoor children's playroom. Surrounded by parks, trendy cafés, popular restaurants, farmers' markets, and everyday conveniences, this fabulous location also offers excellent walkability with quick access to the Distillery District, Corktown, Canary District, TTC, the DVP, and downtown Toronto. An outstanding opportunity for first-time buyers, professionals, or investors seeking exceptional value, lifestyle, and location.
MississaugaInvestor.ca
2010- 130 River Street
Condo Apartment · 2bd/1ba · ~650 sqft
$499,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.74%
Monthly Cash Flow
-$1,575/mo
Estimated Rent
$1,950/mo
Cash-on-Cash
-17.3%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,950 |
| Mortgage | −$2,297 |
| Property Tax | −$395 |
| Insurance | −$225 |
| Condo Fee | −$510 |
| Vacancy (5%) | −$98 |
| Cash Flow | -$1,575/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$23,400 |
| Vacancy (5%) | −$1,170 |
| Property Tax | −$4,741 |
| Insurance | −$2,700 |
| Condo Fee | −$6,120 |
| Annual NOI | $8,669 |
| Cap Rate | 1.74% |
Cash Required to Close
| Down Payment (20%) | $99,800 |
| Ontario Land Transfer Tax | $6,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $109,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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