88 Peckham Avenue, Toronto C07
Toronto C07
$1,339,900
Cash flow, cap rate & mortgage breakdown
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Listed by RIGHT AT HOME REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
3
Days on Market
13
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to this spacious, exceptionally clean & impeccably maintained 4-level side-split home offering 4 bedrooms, 3 bathrooms & a functional layout designed for comfortable family living. Situated on a quiet, family-friendly street in a highly desirable North York neighbourhood, this move-in-ready home combines generous living space, thoughtful updates & an excellent location.Freshly painted throughout, the home features new modern LED lighting, new door locks & large windows that fill the interior with natural light. The well-designed multi-level layout offers spacious principal rooms with excellent separation of living areas. The bright eat-in kitchen and the generous living & dining rooms are ideal for everyday living and entertaining.Four well-sized bedrooms provide ample space for a growing family, guests or a home office, while 3 bathrooms add everyday convenience. The finished lower level with a separate side entrance offers flexible additional living space and excellent potential for an in-law suite, extended family living or recreation area.Step outside to enjoy the beautifully landscaped front & sideyard with mature gardens, an elegant cement front porch & exceptional curb appeal. The private yard is perfect for children, entertaining, gardening or relaxing outdoors. A double-car garage & private driveway provide ample parking and storage.Fantastic location close to schools, parks, playgrounds, community amenities, shopping, restaurants & public transit. Enjoy convenient TTC access and easy connections to the vibrant Yonge & Steeles corridor. The area is also positioned to benefit from the future Yonge North Subway Extension and planned Steeles Station, further enhancing connectivity and accessibility.A rare opportunity to own a spacious, beautifully maintained family home in an established North York community. Offering exceptional space, thoughtful updates, a landscaped property and outstanding convenience-move in and enjoy!
MississaugaInvestor.ca
88 Peckham Avenue
Detached · 5bd/3ba · ~2,250 sqft
$1,339,900
Cash-Flow Report · July 31, 2026
Cap Rate
2.1%
Monthly Cash Flow
-$3,825/mo
Estimated Rent
$4,995/mo
Cash-on-Cash
-15.6%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,995 |
| Mortgage | −$6,167 |
| Property Tax | −$1,061 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,117 |
| Vacancy (5%) | −$250 |
| Cash Flow | -$3,825/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$59,940 |
| Vacancy (5%) | −$2,997 |
| Property Tax | −$12,729 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$13,399 |
| Annual NOI | $28,115 |
| Cap Rate | 2.1% |
Cash Required to Close
| Down Payment (20%) | $267,980 |
| Ontario Land Transfer Tax | $23,273 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $294,253 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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