
C17- 108 Finch Avenue, Toronto C07
Toronto C07
$738,000
Cash flow, cap rate & mortgage breakdown
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Listed by JDL REALTY INC.
Investment Analysis
Key Facts
Type
Condo Townhouse
Bedrooms
3
Bathrooms
3
Days on Market
16
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,500/mo
Estimated from market price-to-rent ratios
Remarks
Beautiful and well-maintained 2-storey townhome offering over 1,300 sq. ft. of well-designed living space in one of North York's most desirable communities. This bright and inviting 2+1 bedroom, 3 bathroom home features hardwood flooring throughout, custom Kitchen, updated bathrooms, and modern LED lighting. The kitchen is equipped with stainless steel appliances overlooking an open-concept living and dining area, perfect for entertaining. A convenient main floor powder room adds functionality. Upstairs, the primary suite is a true retreat, complete with a 4-piece ensuite, walk-in closet, cozy sitting area, and private balcony. The second bedroom is bright and adjacent to a second 4-piece bath, while the spacious den offers a perfect work-from-home setup or potential third bedroom. This unit comes with a 1 underground parking spots and in-suite laundry on the upper level. It also has an unbeatable location just steps to Finch Subway Station, GO transit, schools, shops, restaurants, parks, and directly across from a community centre.
MississaugaInvestor.ca
C17- 108 Finch Avenue
Condo Townhouse · 3bd/3ba · ~1,300 sqft
$738,000
Cash-Flow Report · August 2, 2026
Cap Rate
1.3%
Monthly Cash Flow
-$2,595/mo
Estimated Rent
$2,500/mo
Cash-on-Cash
-19.24%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,500 |
| Mortgage | −$3,397 |
| Property Tax | −$584 |
| Insurance | −$225 |
| Condo Fee | −$764 |
| Vacancy (5%) | −$125 |
| Cash Flow | -$2,595/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$30,000 |
| Vacancy (5%) | −$1,500 |
| Property Tax | −$7,011 |
| Insurance | −$2,700 |
| Condo Fee | −$9,168 |
| Annual NOI | $9,621 |
| Cap Rate | 1.3% |
Cash Required to Close
| Down Payment (20%) | $147,600 |
| Ontario Land Transfer Tax | $11,235 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $161,835 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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