
1401- 530 St Clair Avenue, Toronto C03
Toronto C03
$629,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX HALLMARK REALTY LTD.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
1
Days on Market
15
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,100/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to elevated midtown living, where thoughtful design, generous proportions, and everyday convenience come together in one beautifully appointed home.This spacious one bedroom plus den features a versatile layout offered at just over $850 per square foot, with a large den that functions perfectly as a dining room, home office, or additional living space. The oversized kitchen is designed for everyday living, offering full size appliances, large front hall closet, ensuite laundry, abundant cabinetry, and exceptional prep space.An expansive balcony and west facing windows fill the suite with natural light and showcase stunning sunset views. The generously sized primary bedroom includes two closets, one of which is a walk-in, providing storage rarely found in condo living. A three piece bathroom, one underground parking space, and a large locker complete the package.Residents enjoy 24-hour concierge service and premium amenities, including an indoor pool, fitness centre, meeting room, visitor parking, and beautifully maintained common spaces.Located just steps from the St. Clair streetcar and St. Clair West subway station, this home offers effortless access to downtown while placing cafes, restaurants, boutiques, grocery stores, and everyday essentials right outside your door.Bright, functional, and exceptionally well designed, this is turnkey midtown living in one of Toronto's most connected and desirable neighbourhoods.
MississaugaInvestor.ca
1401- 530 St Clair Avenue
Condo Apartment · 2bd/1ba · ~750 sqft
$629,000
Cash-Flow Report · August 1, 2026
Cap Rate
0.84%
Monthly Cash Flow
-$2,455/mo
Estimated Rent
$2,100/mo
Cash-on-Cash
-21.37%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,100 |
| Mortgage | −$2,895 |
| Property Tax | −$498 |
| Insurance | −$225 |
| Condo Fee | −$832 |
| Vacancy (5%) | −$105 |
| Cash Flow | -$2,455/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$25,200 |
| Vacancy (5%) | −$1,260 |
| Property Tax | −$5,976 |
| Insurance | −$2,700 |
| Condo Fee | −$9,984 |
| Annual NOI | $5,280 |
| Cap Rate | 0.84% |
Cash Required to Close
| Down Payment (20%) | $125,800 |
| Ontario Land Transfer Tax | $9,055 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $137,855 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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