
1307- 220 Victoria Street, Toronto C08
Toronto C08
$749,900
Cash flow, cap rate & mortgage breakdown
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Listed by SOTHEBY'S INTERNATIONAL REALTY CANADA
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
3
Bathrooms
2
Days on Market
20
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,500/mo
Estimated from market price-to-rent ratios
Remarks
Exceptional Value At Approximately $700 Per Square Foot For A Downtown Two-Bedroom Plus Den With Parking! Sophisticated Corner Suite Offering Elegance In The Heart Of Downtown. Welcome To Unit 1307 At 220 Victoria, The Opus, Where You'll Experience A Rare Opportunity To Own A Corner Suite That Perfectly Combines Elegance, Natural Light, And Refined Urban Living.This Two-Bedroom Plus Den, Two-Bathroom Home Spans 1,069 Square Feet Of Thoughtfully Designed Living Space And Features A 137-Square-Foot Balcony With Sweeping Southwest City Views. Floor-To-Ceiling Windows Illuminate Every Room And Highlight The Open-Concept Living And Dining Areas, Creating An Effortless Flow For Entertaining Or Enjoying Quiet Evenings At Home.The Modern Kitchen Is Beautifully Appointed With Full-Sized Stainless Steel Appliances, A New Microwave Installed In 2024, And A New Dishwasher In 2025. The Versatile Den Is Ideal As A Home Office Or Comfortable Guest Retreat. Freshly Painted And Meticulously Maintained, The Suite Offers An Exceptionally Functional Layout, Two Full Bathrooms, An Owned Parking Space, And The Convenience Of Having All Utilities Included In The Maintenance Fees.Set Within A Safe, Secure, Boutique-Style Building, Residents Enjoy Concierge Service, A Recently Renovated Rooftop Terrace With BBQs And Breathtaking Toronto Skyline Views, A Stylish Party Room With A Kitchen, Games And Media Rooms, Meeting Space, And Visitor Parking. Friendly Neighbours And A Welcoming Sense Of Community Make This Building A Private Retreat In The Heart Of The City.Just Steps From The Eaton Centre, Sankofa Square, World-Class Theatres, Renowned Restaurants, Hospitals, TMU, And TTC Access, Unit 1307 Offers A Unique Opportunity To Embrace Downtown Living With Sophistication, Style, And Unmatched Convenience. Every Detail Of This Home Reflects Thoughtful Design And Urban Elegance, Creating A Lifestyle That Is Both Vibrant And Serene-Private, Yet Connected To The Very Best Of Toronto.
MississaugaInvestor.ca
1307- 220 Victoria Street
Condo Apartment · 3bd/2ba · ~1,100 sqft
$749,900
Cash-Flow Report · August 4, 2026
Cap Rate
0.73%
Monthly Cash Flow
-$2,994/mo
Estimated Rent
$2,500/mo
Cash-on-Cash
-21.85%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,500 |
| Mortgage | −$3,452 |
| Property Tax | −$594 |
| Insurance | −$225 |
| Condo Fee | −$1,098 |
| Vacancy (5%) | −$125 |
| Cash Flow | -$2,994/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$30,000 |
| Vacancy (5%) | −$1,500 |
| Property Tax | −$7,124 |
| Insurance | −$2,700 |
| Condo Fee | −$13,176 |
| Annual NOI | $5,500 |
| Cap Rate | 0.73% |
Cash Required to Close
| Down Payment (20%) | $149,980 |
| Ontario Land Transfer Tax | $11,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $164,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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