
452 Montrose Avenue, Toronto C01
Toronto C01
$3,049,000
Cash flow, cap rate & mortgage breakdown
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Listed by EXP REALTY
Investment Analysis
Key Facts
Type
Triplex
Bedrooms
6
Bathrooms
5
Days on Market
17
Price Drop
8%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
Estimated per-unit rents for triplex based on GTA rental market data
Remarks
A rare opportunity to own an architecturally acclaimed, turnkey income property in the heart of Toronto's coveted Bickford Park/Christie Pits neighbourhood. Delivering a true 3.5%+ cap rate with strong positive monthly cash flow, this exceptional investment offers immediate income with long-term appreciation potential. The property features three separately contained residences: two spacious townhome-style suites plus a newly built, detached laneway house. Designed by Toronto's renowned Fishtnk Design, every detail was thoughtfully considered to maximize tenant appeal while providing low-maintenance, hassle-free ownership. Each suite offers 2 bedrooms, 2 full bathrooms, a private entrance, and its own exclusive courtyard, creating highly desirable living spaces that command premium rents. Bright, open-concept interiors are flooded with natural light and showcase contemporary finishes, efficient layouts, and all-new mechanical systems and infrastructure for worry-free ownership. This award-worthy property has been featured in The Globe and Mail, blogTO, and City Pages, highlighting its exceptional design and innovation. Fully tenanted with excellent occupants, this is a true turnkey investment requiring nothing to do but collect the rent. Located steps from Christie Pits Park, Bickford Park, TTC subway stations, vibrant cafés, restaurants, shops, and some of Toronto's most desirable neighbourhood amenities, this is a premier investment opportunity in one of the city's strongest rental markets. Zoning-compliant, fully-permitted, legal rental suites. New appliances, HVAC, smart thermostats, tankless HWTs, three laundry sets, LEDs, white oak floors, porcelain tile, quartz counters. Separately metered gas and hydro.
MississaugaInvestor.ca
452 Montrose Avenue
Triplex · 6bd/5ba · ~3,250 sqft
$3,049,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.32%
Monthly Cash Flow
-$13,229/mo
Estimated Rent
$6,300/mo
Cash-on-Cash
-23.5%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$6,300 |
| Mortgage | −$14,034 |
| Property Tax | −$2,414 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$2,541 |
| Vacancy (5%) | −$315 |
| Cash Flow | -$13,229/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$75,600 |
| Vacancy (5%) | −$3,780 |
| Property Tax | −$28,966 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$30,490 |
| Annual NOI | $9,664 |
| Cap Rate | 0.32% |
Cash Required to Close
| Down Payment (20%) | $609,800 |
| Ontario Land Transfer Tax | $62,700 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $675,500 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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