303- 123 Portland Street, Toronto C01
Toronto C01
$649,800
Cash flow, cap rate & mortgage breakdown
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Listed by iCloud Realty Ltd.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
18
Price Drop
7%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,100/mo
Estimated from market price-to-rent ratios
Remarks
Luxury 2 bedroom, 2 bathroom end unit at 123 Portland built by Minto, located in the heart of Toronto's Fashion District in the highly desirable King West neighborhood. This spacious suite features a Miele appliance package, smart home automation system, 9' ceilings, upgraded cabinetry and flooring, and a Juliet balcony, offering a refined and contemporary living experience. Residents enjoy an impressive selection of building amenities including a rooftop terrace and BBQ with skyline views, 24/7 concierge, secure parcel storage, pet wash facility, gym, lounge/party room with kitchen. Perfectly situated steps from world-class dining, as well as the Financial District and Entertainment District, placing the best of downtown Toronto right at your doorstep.
MississaugaInvestor.ca
303- 123 Portland Street
Condo Apartment · 2bd/2ba · ~850 sqft
$649,800
Cash-Flow Report · July 31, 2026
Cap Rate
0.65%
Monthly Cash Flow
-$2,639/mo
Estimated Rent
$2,100/mo
Cash-on-Cash
-22.23%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,100 |
| Mortgage | −$2,991 |
| Property Tax | −$514 |
| Insurance | −$225 |
| Condo Fee | −$904 |
| Vacancy (5%) | −$105 |
| Cash Flow | -$2,639/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$25,200 |
| Vacancy (5%) | −$1,260 |
| Property Tax | −$6,173 |
| Insurance | −$2,700 |
| Condo Fee | −$10,848 |
| Annual NOI | $4,219 |
| Cap Rate | 0.65% |
Cash Required to Close
| Down Payment (20%) | $129,960 |
| Ontario Land Transfer Tax | $9,471 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $142,431 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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