
527 Glengarry Avenue, Toronto C04
Toronto C04
$1,900,000
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 LEADING EDGE REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
10
Bathrooms
6
Days on Market
18
Price Drop
5%
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$4,500/mo
Estimated from market price-to-rent ratios
Remarks
Wonderful massive home in the highly sought-after Bedford Park-Nortown neighbourhood! This spacious 6+4 bedroom family home is perfect for large families with the added benefit of rental income from the basement the basement currently contains 3 separate apartments each with a kitchen, washroom and separate entrances, offering incredible flexibility and income potential for investors, multi-generational families, or buyers seeking additional revenue opportunities. Thoughtfully designed with generous principal rooms including a combined living and dining area, main floor office, large eat-in kitchen, and family room with walk-out to a private fenced deck - ideal for everyday living and entertaining. The versatile upper-level layout also offers the potential to convert the 6th bedroom into a luxurious walk-in closet, additional bathroom, or convenient upper-level laundry. Situated in one of Toronto's most desirable communities known for its top-rated schools, parks, shopping, transit, and strong long-term value, this property presents a rare opportunity to customize, renovate, invest, or create your dream family home in a premier location. Endless possibilities await at 527 Glengarry Ave!
MississaugaInvestor.ca
527 Glengarry Avenue
Detached · 10bd/6ba · ~3,250 sqft
$1,900,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.61%
Monthly Cash Flow
-$7,782/mo
Estimated Rent
$4,500/mo
Cash-on-Cash
-22.37%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,500 |
| Mortgage | −$8,745 |
| Property Tax | −$1,504 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,583 |
| Vacancy (5%) | −$225 |
| Cash Flow | -$7,782/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$54,000 |
| Vacancy (5%) | −$2,700 |
| Property Tax | −$18,050 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$19,000 |
| Annual NOI | $11,550 |
| Cap Rate | 0.61% |
Cash Required to Close
| Down Payment (20%) | $380,000 |
| Ontario Land Transfer Tax | $34,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $417,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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