
206- 415 Jarvis Street, Toronto C08
Toronto C08
$549,900
Cash flow, cap rate & mortgage breakdown
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Listed by Royal LePage Real Estate Associates
Investment Analysis
Key Facts
Type
Condo Townhouse
Bedrooms
2
Bathrooms
1
Days on Market
21
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,000/mo
Estimated from market price-to-rent ratios
Remarks
Imagine stepping into a home where downtown energy meets a genuinely relaxed lifestyle. Tucked away as a bright end-unit at 415 Jarvis Street, suite 206 welcomes you with practical elegance, starting with a tiled entryway andsmart storage solutions. As you move inside, the warmth of genuine hardwood floors guides you into a sun-drenched living space, courtesy of extra windows unique to this corner layout. The kitchen balances form and function beautifully, boasting sleek quartz countertops, timeless ceramic tile accents, and stainless-steel appliances that make weeknight family dinners a breeze. On quiet evenings, you can open the French doors to your private balcony, fire up the grill using the dedicated gas hookup, and watch the world go by over the peaceful walkway below. Both bedrooms serve as peaceful retreats; the primary bedroom features its own charming Juliette balcony and an organized closet, while the second bedroom offers deep storage and lovely natural light. Having a freshly updated bathroom with a modern vanity and a highly coveted owned parking space only adds to the seamless living here. But the true magic lies just outside your door. Situated in a rapidly evolving, family-friendly pocket of the city, you are steps away from the lush paths of Allan Gardens and the vibrant local shops of Cabbagetown. With excellent transit connectivity and top-tier community spaces nearby, this home doesn't just offer a place to live-it offers a neighborhood to grow into.
MississaugaInvestor.ca
206- 415 Jarvis Street
Condo Townhouse · 2bd/1ba · ~650 sqft
$549,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.44%
Monthly Cash Flow
-$1,873/mo
Estimated Rent
$2,000/mo
Cash-on-Cash
-18.66%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,000 |
| Mortgage | −$2,531 |
| Property Tax | −$435 |
| Insurance | −$225 |
| Condo Fee | −$582 |
| Vacancy (5%) | −$100 |
| Cash Flow | -$1,873/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$24,000 |
| Vacancy (5%) | −$1,200 |
| Property Tax | −$5,224 |
| Insurance | −$2,700 |
| Condo Fee | −$6,984 |
| Annual NOI | $7,892 |
| Cap Rate | 1.44% |
Cash Required to Close
| Down Payment (20%) | $109,980 |
| Ontario Land Transfer Tax | $7,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $120,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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