1405- 203 College Street, Toronto C01
Toronto C01
$699,000
Cash flow, cap rate & mortgage breakdown
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Listed by SMART SOLD REALTY
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
21
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,150/mo
Estimated from market price-to-rent ratios
Remarks
Prime downtown location directly across from the University of Toronto. Sun-Filled Unobstructed View Overlooking CN Tower; Bright, functional layout with no wasted space, featuring 9-ft smooth ceilings, floor-to-ceiling windows, and laminate flooring throughout. Open-concept living/dining with a modern kitchen and practical island. One Bedroom plus Den and It can be used as 2nd Bdrm or Office, Two full bathrooms. Quartz Counter Tops, along with Built-in Appliances, Building Amenities Including Study Area, Gym, BBQ Terrace, Media Room Etc, Step Away from TTC, Subway , Banks, Shops, Restaurants, Library, Parks.
MississaugaInvestor.ca
1405- 203 College Street
Condo Apartment · 2bd/2ba · ~550 sqft
$699,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.1%
Monthly Cash Flow
-$2,578/mo
Estimated Rent
$2,150/mo
Cash-on-Cash
-20.19%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,150 |
| Mortgage | −$3,217 |
| Property Tax | −$553 |
| Insurance | −$225 |
| Condo Fee | −$625 |
| Vacancy (5%) | −$108 |
| Cash Flow | -$2,578/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$25,800 |
| Vacancy (5%) | −$1,290 |
| Property Tax | −$6,641 |
| Insurance | −$2,700 |
| Condo Fee | −$7,500 |
| Annual NOI | $7,669 |
| Cap Rate | 1.1% |
Cash Required to Close
| Down Payment (20%) | $139,800 |
| Ontario Land Transfer Tax | $10,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $153,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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