
4012- 252 Church Street, Toronto C08
Toronto C08
$499,000
Cash flow, cap rate & mortgage breakdown
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Listed by iCloud Realty Ltd.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
23
Price Drop
9%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,950/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this beautiful 1+Den, 2-bathroom suite in the heart of Downtown Toronto. Featuring afunctional and spacious layout, this bright south-facing unit offers unobstructed city viewsand stylish modern finishes throughout. The enclosed den with a sliding door provides theflexibility of a private home office, guest room, or second bedroom.Enjoy an open-concept living and dining area, complemented by a contemporary kitchen withbuilt-in appliances, sleek cabinetry, and premium finishes. Floor-to-ceiling windows fill thespace with natural light, creating a warm and inviting atmosphere.Located in Toronto's vibrant downtown core, you're just steps from Yonge-Dundas Square, EatonCentre, Toronto Metropolitan University, St. Michael's Hospital, the Financial District,restaurants, entertainment, and everyday conveniences. Exceptional transit access with nearbyTTC subway and streetcar routes makes commuting effortless.Residents enjoy an impressive selection of amenities, including a state-of-the-art fitnesscenter, co-working lounge, rooftop terrace with stunning city views, virtual golf simulator,party and entertainment spaces, and 24-hour concierge service. An outstanding opportunity toexperience modern urban living at its finest.
MississaugaInvestor.ca
4012- 252 Church Street
Condo Apartment · 2bd/2ba · ~550 sqft
$499,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.91%
Monthly Cash Flow
-$1,502/mo
Estimated Rent
$1,950/mo
Cash-on-Cash
-16.5%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,950 |
| Mortgage | −$2,297 |
| Property Tax | −$395 |
| Insurance | −$225 |
| Condo Fee | −$437 |
| Vacancy (5%) | −$98 |
| Cash Flow | -$1,502/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$23,400 |
| Vacancy (5%) | −$1,170 |
| Property Tax | −$4,741 |
| Insurance | −$2,700 |
| Condo Fee | −$5,244 |
| Annual NOI | $9,545 |
| Cap Rate | 1.91% |
Cash Required to Close
| Down Payment (20%) | $99,800 |
| Ontario Land Transfer Tax | $6,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $109,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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