
236 Seaton Street, Toronto C08
Toronto C08
$1,295,000
Cash flow, cap rate & mortgage breakdown
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Listed by BAY STREET GROUP INC.
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
3
Bathrooms
2
Days on Market
23
Price Drop
9%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,200/mo
Estimated from market price-to-rent ratios
Remarks
Rarely offered, this beautifully updated Victorian home nestled in Cabbagetown South, sits on an extraordinary 161-ft-deep lot, with tandem capacity for 2 smaller vehicles. where timeless Victorian character meets thoughtfully designed modern living. Offering 2 generous bedrooms, a main-floor office, and a finished third-floor loft, the versatile layout provides exceptional flexibility for working from home, welcoming guests, or creating additional living space. Extensively updated with brand-new engineered hardwood flooring throughout the first, second, and attic levels, freshly painted interiors throughout most of the home, and a newer roof (2024), the home reflects exceptional pride of ownership. Nestled within a tranquil Zen-inspired garden, it offers remarkable privacy and a rare connection to nature, just moments from downtown Toronto.Step inside to a bright front office overlooking Seaton Street before entering a warm living room centred around a charming wood-burning fireplace and an elegant dining room, perfect for entertaining and everyday living.The beautifully updated kitchen features custom Cabico cabinetry, radiant heated floors, Bauhaus windows and sliding door, two skylights, Blanco sinks and faucets, and premium European appliances, including a Liebherr refrigerator, Liebherr wine refrigerator, Gaggenau gas cooktop, AEG double oven, AEG steam oven, Miele dishwasher, and Faber range hood.Beyond the sliding door, the landscaped rear garden offers exceptional privacy, framed by mature trees across the remarkable 161-foot-deep lot. The 2nd floor features 2 bedrooms and a bright skylit 4-piece bathroom. An elegant spiral staircase leads to the sun-filled 3rd-floor loft, ideal as a home office, creative studio, guest retreat, or reading nook.Rich in character yet thoughtfully updated for modern living, this is a rare opportunity to own a beautifully renovated Victorian in one of Toronto's most cherished historic neighbourhoods.
MississaugaInvestor.ca
236 Seaton Street
Semi-Detached · 3bd/2ba · ~1,300 sqft
$1,295,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.66%
Monthly Cash Flow
-$5,250/mo
Estimated Rent
$3,200/mo
Cash-on-Cash
-22.15%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,200 |
| Mortgage | −$5,961 |
| Property Tax | −$1,025 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,079 |
| Vacancy (5%) | −$160 |
| Cash Flow | -$5,250/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$38,400 |
| Vacancy (5%) | −$1,920 |
| Property Tax | −$12,303 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$12,950 |
| Annual NOI | $8,527 |
| Cap Rate | 0.66% |
Cash Required to Close
| Down Payment (20%) | $259,000 |
| Ontario Land Transfer Tax | $22,375 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $284,375 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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