70 Summerhill Gardens, Toronto C09
Toronto C09
$1,995,000
Cash flow, cap rate & mortgage breakdown
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Listed by CHESTNUT PARK REAL ESTATE LIMITED
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
2
Bathrooms
2
Days on Market
27
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,600/mo
Estimated from market price-to-rent ratios
Remarks
Located on an intimate residential street in Summerhill, just steps from Yonge Street's shops, cafés, restaurants and subway, this beautifully designed home offers turnkey living with a rare connection to the lush Rosedale Ravine. Thoughtfully designed by Harvey Wise and built with exceptional quality, every space has been carefully considered to create a home that is both elegant and highly functional.The rear terrace overlooks a remarkable canopy of mature trees, providing a beautiful setting for morning coffee, outdoor dining or unwinding at the end of the day. It offers a rare sense of privacy and greenery in the heart of the city.Ideal for professionals working downtown, couples who divide their time between Toronto and another home, or those seeking an elegant downsizing opportunity, this easy-to-maintain residence offers timeless design, exceptional quality and an effortless lifestyle. Leave the car behind and enjoy the walkable neighbourhood, vibrant community and enduring appeal that have made Summerhill one of Toronto's most coveted addresses.
MississaugaInvestor.ca
70 Summerhill Gardens
Att/Row/Townhouse · 2bd/2ba · ~1,300 sqft
$1,995,000
Cash-Flow Report · August 3, 2026
Cap Rate
-0.03%
Monthly Cash Flow
-$9,230/mo
Estimated Rent
$3,600/mo
Cash-on-Cash
-25.27%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,600 |
| Mortgage | −$9,183 |
| Property Tax | −$1,579 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,663 |
| Vacancy (5%) | −$180 |
| Cash Flow | -$9,230/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$43,200 |
| Vacancy (5%) | −$2,160 |
| Property Tax | −$18,953 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$19,950 |
| Annual NOI | $-563 |
| Cap Rate | -0.03% |
Cash Required to Close
| Down Payment (20%) | $399,000 |
| Ontario Land Transfer Tax | $36,375 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $438,375 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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