3901- 99 John St N/A, Toronto C01
Toronto C01
$685,888
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by BAY STREET GROUP INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
1
Days on Market
28
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,150/mo
Estimated from market price-to-rent ratios
Remarks
Unbeatable scenery, spacious and bright, with a well-structured layout. Located in the heart of Toronto's entertainment district, with a panoramic view of the city's landmark Toronto Tower to the south, to the east lies a cityscape filled with skyscrapers. All the southeasts are floor-to-ceiling windows. Every room is filled with plenty of sunlight; Day or night, you can appreciate Unparalleled scenery. All windows are equipped with high-quality vertical blinds, that can always separate the cozy home from the bustling city; It can be easily converted into a two-bedroom and a den layout. Includes a parking space and a locker. Hydro and property tax extra. Whether for self-living or rental investment, this is a choice not to be missed. 5 years new building, Modern Kitchen. Amazing building Amenities with outdoor Jacuzzi! Short Walking Distance to the City's Best restaurants, CN Tower, Ripley's Aquarium, Roger center, Toronto's Lakeshore and Much more. Easy Access to Public Transit, Streetcar, Union Station and Path. This Corner Unit Hasn't been Come Out for Sale in The Past Two Years. Don't Miss Out. A Must See!
MississaugaInvestor.ca
3901- 99 John St N/A
Condo Apartment · 2bd/1ba · ~650 sqft
$685,888
Cash-Flow Report · August 2, 2026
Cap Rate
1.09%
Monthly Cash Flow
-$2,533/mo
Estimated Rent
$2,150/mo
Cash-on-Cash
-20.21%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,150 |
| Mortgage | −$3,157 |
| Property Tax | −$543 |
| Insurance | −$225 |
| Condo Fee | −$650 |
| Vacancy (5%) | −$108 |
| Cash Flow | -$2,533/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$25,800 |
| Vacancy (5%) | −$1,290 |
| Property Tax | −$6,516 |
| Insurance | −$2,700 |
| Condo Fee | −$7,800 |
| Annual NOI | $7,494 |
| Cap Rate | 1.09% |
Cash Required to Close
| Down Payment (20%) | $137,177.6 |
| Ontario Land Transfer Tax | $10,193 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $150,370.6 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.