
39 Standish Avenue, Toronto C09
Toronto C09
$1,995,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM
Investment Analysis
Key Facts
Type
Triplex
Bedrooms
6
Bathrooms
4
Days on Market
25
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
Estimated per-unit rents for triplex based on GTA rental market data
Remarks
Rosedale addresses always speak for themselves, but this one also happens to offer exceptional versatility, income potential, and long-term upside. Nestled in coveted North Rosedale, just moments from Chorley Park, the ravine trail system, Summerhill Market, Evergreen Brick Works, prestigious public and private schools, and beautiful tree-lined streets, this detached brick residence presents a rare opportunity in one of Toronto's most sought-after neighbourhoods. Currently configured as three separate living spaces, the property offers incredible versatility. The renovated main floor suite offers two bedrooms, two bathrooms, elegant principal rooms with heated floors, a fireplace, an updated kitchen, and a walkout to a private landscaped rear garden. The second floor offers a bright and well-proportioned three bedroom suite with an additional office/sunroom space, a fireplace, an updated kitchen and bathroom, and excellent natural light throughout. Completing the property is a finished lower-level studio suite, providing an additional income stream. The backyard also features a sweet little shed- great for storage, but also think art studio or quiet retreat. Set on a lush and quiet 25 x 136 foot lot, this is a unique Rosedale offering where prestige, performance, and flexibility come together beautifully.
MississaugaInvestor.ca
39 Standish Avenue
Triplex · 6bd/4ba · ~2,250 sqft
$1,995,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.51%
Monthly Cash Flow
-$6,665/mo
Estimated Rent
$6,300/mo
Cash-on-Cash
-18.24%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$6,300 |
| Mortgage | −$9,183 |
| Property Tax | −$1,579 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,663 |
| Vacancy (5%) | −$315 |
| Cash Flow | -$6,665/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$75,600 |
| Vacancy (5%) | −$3,780 |
| Property Tax | −$18,953 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$19,950 |
| Annual NOI | $30,217 |
| Cap Rate | 1.51% |
Cash Required to Close
| Down Payment (20%) | $399,000 |
| Ontario Land Transfer Tax | $36,375 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $438,375 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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