20 Cole Street, Toronto C08
Toronto C08
$1,158,888
Cash flow, cap rate & mortgage breakdown
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Listed by THE AGENCY
Investment Analysis
Key Facts
Type
Condo Townhouse
Bedrooms
3
Bathrooms
3
Days on Market
25
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,950/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this rarely offered, spacious modern townhouse in the heart of Regent Park. Offering approximately 1,506 sq. ft. of total living space, including a 130 sq. ft. private terrace with BBQs permitted, this beautifully designed 3-bedroom, 2.5-bathroom home combines the comfort of a house with the convenience of condo living.The bright open-concept main floor is ideal for entertaining, featuring a contemporary kitchen with a pantry, ample storage, and a walk-out to the sun-filled private terrace. Upstairs, you'll find three generous bedrooms, including a spacious primary retreat complete with a custom walk-in closet and a 4-piece ensuite. Enjoy the convenience of your own private garage with parking, an exceptional feature rarely available in the area.Located in one of Toronto's fastest-growing communities, you're just minutes to the DVP, steps to TTC, the 6-acre park, aquatic centre, MLSE athletic grounds, FreshCo, Tim Hortons, cafés, restaurants, and everyday conveniences. A fantastic opportunity to enjoy stylish urban living in a vibrant, family-friendly neighbourhood
MississaugaInvestor.ca
20 Cole Street
Condo Townhouse · 3bd/3ba · ~1,300 sqft
$1,158,888
Cash-Flow Report · July 31, 2026
Cap Rate
1.23%
Monthly Cash Flow
-$4,145/mo
Estimated Rent
$2,950/mo
Cash-on-Cash
-19.55%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,950 |
| Mortgage | −$5,334 |
| Property Tax | −$917 |
| Insurance | −$225 |
| Condo Fee | −$471 |
| Vacancy (5%) | −$148 |
| Cash Flow | -$4,145/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$35,400 |
| Vacancy (5%) | −$1,770 |
| Property Tax | −$11,009 |
| Insurance | −$2,700 |
| Condo Fee | −$5,652 |
| Annual NOI | $14,269 |
| Cap Rate | 1.23% |
Cash Required to Close
| Down Payment (20%) | $231,777.6 |
| Ontario Land Transfer Tax | $19,653 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $254,430.6 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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