175B Finch Avenue, Toronto C14
Toronto C14
$1,098,000
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 MYPRO REALTY
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
3
Bathrooms
3
Days on Market
25
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,000/mo
Estimated from market price-to-rent ratios
Remarks
Rarely offered, this 3-bedroom, 3-bathroom freehold townhome offers nearly 2,000 sq. ft. of contemporary living space with parking. Step into an elegant home featuring 9 ft ceilings in the living room, hardwood floors, and a gas fireplace. The modern S/S appliances, granite countertops, designer cabinetry, and a custom backsplash. The primary retreat impresses with a private balcony, custom walk-in closet, and a spa-like 5-piece ensuite with double sinks, glass shower, and soaker tub. Additional highlights include a second-floor laundry with utility sink, granite vanities, and a bright south-facing terrace perfect for relaxation. This desirable unit offers direct access to the community playground and is ideally located near subway, plazas, banks, restaurants, top-rated schools, and major highways.
MississaugaInvestor.ca
175B Finch Avenue
Att/Row/Townhouse · 3bd/3ba · ~1,750 sqft
$1,098,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.92%
Monthly Cash Flow
-$4,213/mo
Estimated Rent
$3,000/mo
Cash-on-Cash
-20.97%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,000 |
| Mortgage | −$5,054 |
| Property Tax | −$869 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$915 |
| Vacancy (5%) | −$150 |
| Cash Flow | -$4,213/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$36,000 |
| Vacancy (5%) | −$1,800 |
| Property Tax | −$10,431 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,980 |
| Annual NOI | $10,089 |
| Cap Rate | 0.92% |
Cash Required to Close
| Down Payment (20%) | $219,600 |
| Ontario Land Transfer Tax | $18,435 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $241,035 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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