
506- 30 Church Street, Toronto C08
Toronto C08
$1,249,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE NRC REALTY
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
3
Days on Market
32
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,750/mo
Estimated from market price-to-rent ratios
Remarks
Experience luxury loft living in the heart of downtown Toronto. This exceptional, one-of-a-kind residence at 30 Church Street offers over 1,550 square feet of impeccably redesigned living space, featuring 2 spacious bdrms, a functional den, laundry room, and 3 beautifully appointed bathrooms. Completely renovated from top to bottom with $150,000+ in premium upgrades, no detail has been overlooked. This is truly unlike any other unit in the building. The open-concept design is flooded with natural light, showcasing stunning herringbone hardwood flooring, custom millwork thruout, and sophisticated designer finishes .A welcoming foyer and convenient main-level guest powder room add everyday functionality, while the expansive living room serves as the true centerpiece of the home, offering an elegant and inviting setting for both relaxing and entertaining. The adjoining dining room and beautifully appointed chef's kitchen feature premium built-in Thermador appliances and a bright, sunny breakfast area. Separate bdrm level is thoughtfully designed to provide maximum privacy, with two spacious bdrms, each w/own full ensuite bathroom and direct access to a private balcony. Luxurious primary suite is a true retreat, complete with a generous w-i closet. A dedicated in-suite laundry rm with sink adds exceptional convenience and functionality. This rare offering also includes parking. Perfectly situated just steps from the Financial District, the subway, St. Lawrence Market, the Distillery District, Union Station, world-class dining, shopping, and Toronto's waterfront, this remarkable residence offers an unparalleled blend of luxury, convenience, and urban living. Offering the space and comfort of a detached home with the ease of condominium living, this residence is an exceptional alternative for discerning buyers looking to downsize without compromise. A rare opportunity to own a truly turnkey, designer home unlike any other in the building. See virtual tour & flr plans
MississaugaInvestor.ca
506- 30 Church Street
Condo Apartment · 2bd/3ba · ~1,500 sqft
$1,249,000
Cash-Flow Report · August 3, 2026
Cap Rate
0.31%
Monthly Cash Flow
-$5,425/mo
Estimated Rent
$2,750/mo
Cash-on-Cash
-23.74%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,750 |
| Mortgage | −$5,749 |
| Property Tax | −$989 |
| Insurance | −$225 |
| Condo Fee | −$1,074 |
| Vacancy (5%) | −$138 |
| Cash Flow | -$5,425/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$33,000 |
| Vacancy (5%) | −$1,650 |
| Property Tax | −$11,866 |
| Insurance | −$2,700 |
| Condo Fee | −$12,888 |
| Annual NOI | $3,896 |
| Cap Rate | 0.31% |
Cash Required to Close
| Down Payment (20%) | $249,800 |
| Ontario Land Transfer Tax | $21,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $274,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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