306- 81 Wellesley Street, Toronto C08
Toronto C08
$382,900
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIVING EMPIRE REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
0
Bathrooms
1
Days on Market
34
Price Drop
4%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,350/mo
Estimated from market price-to-rent ratios
Remarks
New Building In The Vibrant Church And Wellesley Village! Incredible Walk, Transit And Bike Score Making This A Prime Location To Live In. 10 Ft Ceilings; Built In Gagganeau Appliances, Quartz Counter Top And Back Splash Adorn Our Beautiful Open Concept Kitchen. Fully Tiled Bathrooms In Porcelain With Chrome Kohler Fixtures. Gas Line On Spacious Balconies. Next to Wellesley Subway, Close to U of T, TMU (Ryerson), Dundas Square, Eaton Centre, Hospital, Shops, Restaurants, Bars,
MississaugaInvestor.ca
306- 81 Wellesley Street
Condo Apartment · 0bd/1ba · ~250 sqft
$382,900
Cash-Flow Report · August 2, 2026
Cap Rate
1.06%
Monthly Cash Flow
-$1,424/mo
Estimated Rent
$1,350/mo
Cash-on-Cash
-20.39%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,350 |
| Mortgage | −$1,762 |
| Property Tax | −$303 |
| Insurance | −$225 |
| Condo Fee | −$416 |
| Vacancy (5%) | −$68 |
| Cash Flow | -$1,424/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$16,200 |
| Vacancy (5%) | −$810 |
| Property Tax | −$3,638 |
| Insurance | −$2,700 |
| Condo Fee | −$4,992 |
| Annual NOI | $4,060 |
| Cap Rate | 1.06% |
Cash Required to Close
| Down Payment (20%) | $76,580 |
| Ontario Land Transfer Tax | $4,219 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $83,799 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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