407- 1055 Bay Street, Toronto C01
Toronto C01
$529,900
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by ROYAL LEPAGE TERREQUITY SW REALTY
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
1
Days on Market
36
Price Drop
5%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,950/mo
Estimated from market price-to-rent ratios
Remarks
Live In The Iconic Polo Club 1 By Premium Builder Tridel! This Spacious And Spotless 1-BedroomPlus Den Layout Offers Well Over 700 Sq Ft Of Bright Living Space Along Toronto's Prime BayStreet Corridor. Steps To Queen's Park, U Of T, Yorkville, And Bloor Street Shops. TheVersatile Sun-Drenched Solarium Easily Serves As A 2nd Bedroom Or A Private Home Office. TheUpdated Kitchen Features Elegant Granite Countertops And An Undermount Sink. Enjoy GleamingEngineered Hardwood Floors, And A Renovated Bathroom With A Deep Soaker Jacuzzi Tub.Completely Move-In Ready! Major Building-Wide Upgrade Recently Completed With Brand NewWindows Installed Throughout, And All Hallways Renovated. Enjoy Resort-Style Amenities: FullyEquipped Gym, Rooftop Terrace, Squash Court, And 24-Hour Concierge. Steps To Multiple SubwayLines, Hospitals, And The Financial District. Perfect For Professionals, Students, OrInvestors.
MississaugaInvestor.ca
407- 1055 Bay Street
Condo Apartment · 2bd/1ba · ~750 sqft
$529,900
Cash-Flow Report · August 1, 2026
Cap Rate
1.01%
Monthly Cash Flow
-$1,995/mo
Estimated Rent
$1,950/mo
Cash-on-Cash
-20.63%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,950 |
| Mortgage | −$2,439 |
| Property Tax | −$420 |
| Insurance | −$225 |
| Condo Fee | −$763 |
| Vacancy (5%) | −$98 |
| Cash Flow | -$1,995/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$23,400 |
| Vacancy (5%) | −$1,170 |
| Property Tax | −$5,034 |
| Insurance | −$2,700 |
| Condo Fee | −$9,156 |
| Annual NOI | $5,340 |
| Cap Rate | 1.01% |
Cash Required to Close
| Down Payment (20%) | $105,980 |
| Ontario Land Transfer Tax | $7,073 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $116,053 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.