
549 Lawrence Avenue, Toronto C04
Toronto C04
$1,899,000
Cash flow, cap rate & mortgage breakdown
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Listed by LANDPOWER REAL ESTATE LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
3
Days on Market
36
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to 549 Lawrence Ave W - a rare opportunity to own a lovingly maintained, detached 2-storey home on a premium 50' x 96' lot in the highly sought-after Englemount-Lawrence community. Held with pride of ownership since 1987, this home seamlessly blends classic charm with a significant, modern extension in 2006. The above-grade extension adds nearly 500 sq. ft. of sophisticated living space with 9-foot ceilings, featuring a sun-filled great room with expansive picture windows, two oversized sliding doors, and walkout to a large deck overlooking a beautiful south facing backyard. The walk-out basement extension features a separate entrance, two generous bedrooms, full kitchen, open-concept living/dining, and independent laundry. This suite is fully renovated in 2025, move-in ready for multi-generational living or immediate high-yield rental income. The main residence offers a functional, elegant layout with family room overlooking landscaped front gardens, dining room, and updated kitchen with quartz counters, extensive cabinetry, and breakfast nook. Quality finishes abound, including California shutters and fresh, tasteful paint throughout. The exterior is a testament to quality, featuring beautiful landscaping, an interlocking paver driveway, and a fully fenced, low-maintenance backyard - a private setting for entertaining, relaxing, and creating lasting memories. Positioned in a prime location with easy access to Highway 401, Lawrence West & Lawrence subway stations, public transit, top schools, places of worship, and the prestigious Yorkdale Shopping Centre. Fronting on Lawrence Ave W and close to Lawrence West station, this property offers both immediate end-user appeal and long-term potential for future mid-rise development along the Lawrence corridor. *PRICED TO SELL* Come experience the comfort, thoughtful layout, and outdoor space of this beautiful family-oriented property you would be proud to call home. *YOU'VE GOT THE POWER TO OWN*
MississaugaInvestor.ca
549 Lawrence Avenue
Detached · 5bd/3ba · ~1,750 sqft
$1,899,000
Cash-Flow Report · August 1, 2026
Cap Rate
1.39%
Monthly Cash Flow
-$6,547/mo
Estimated Rent
$5,795/mo
Cash-on-Cash
-18.83%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,795 |
| Mortgage | −$8,741 |
| Property Tax | −$1,503 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,583 |
| Vacancy (5%) | −$290 |
| Cash Flow | -$6,547/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$69,540 |
| Vacancy (5%) | −$3,477 |
| Property Tax | −$18,041 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$18,990 |
| Annual NOI | $26,332 |
| Cap Rate | 1.39% |
Cash Required to Close
| Down Payment (20%) | $379,800 |
| Ontario Land Transfer Tax | $34,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $417,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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