
270 Robina Avenue, Toronto C03
Toronto C03
$1,199,000
Cash flow, cap rate & mortgage breakdown
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Listed by SUTTON GROUP-ASSOCIATES REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
37
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Stop your search!! OWNER occupied 3 unit home is Perfect for so many uses; multi-generational families, or buyers looking to offset their mortgage by living in one unit while generating rental income from the others. Bsmt is rented as airbnb with $2000-$2500 monthly steady income & other 2 units $2000 for upper, $2100 for main. The bright and inviting upper-level 1-bedroom suite boasts a spacious second-floor deck, perfect for morning coffee or relaxing evenings, along with ample storage throughout and a renovated bath with wall to wall closets in the bedroom. The main-floor 2 bedroom unit is full of character and functionality, featuring a dedicated office nook, abundant storage space, and a versatile 2nd open bedroom which has a multitude of uses + the exclusive use of a beautiful private garden-an ideal urban retreat.The lower-level 1-bedroom suite offers a separate entrance, generous living space, and excellent layout, making it an attractive rental option or comfortable living quarters for extended family. 2 sets of laundry, wide mutual driveway with a single car garage and the use of a front pad parking and 2 hydro meters, one for the upper and the other for the main/lower. Whether you're looking for a smart investment or a chance to enter the market with built-in income potential, this property checks all the boxes. Live in one unit and rent the other two, helping to build equity while enjoying all the benefits of homeownership.
MississaugaInvestor.ca
270 Robina Avenue
Detached · 4bd/3ba · ~1,300 sqft
$1,199,000
Cash-Flow Report · August 1, 2026
Cap Rate
2.14%
Monthly Cash Flow
-$3,379/mo
Estimated Rent
$4,540/mo
Cash-on-Cash
-15.4%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,540 |
| Mortgage | −$5,519 |
| Property Tax | −$949 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$999 |
| Vacancy (5%) | −$227 |
| Cash Flow | -$3,379/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$54,480 |
| Vacancy (5%) | −$2,724 |
| Property Tax | −$11,391 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$11,990 |
| Annual NOI | $25,675 |
| Cap Rate | 2.14% |
Cash Required to Close
| Down Payment (20%) | $239,800 |
| Ontario Land Transfer Tax | $20,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $263,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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