4108- 403 Church Street, Toronto C08
Toronto C08
$591,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX EXCEL REALTY LTD.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
1
Days on Market
38
Price Drop
5%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,050/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to Stanley Condos, where we offer a 2 bedroom unit for sale no parking available. This unit boasts an open concept design with floor-to-ceiling windows that offer a stunning city view. Our prime location puts you within walking distance of Ryerson(TMU) and UofT, the Eaton Center, and St. Michael Hospital. The TTC Yonge/College Station is just a 4-minute walk away, with streetcars right at your doorstep. Step outside to find shopping, dining, banking, healthcare facilities, and entertainment options just steps away. At The Stanley Condos, enjoy premium amenities such as a 24-hour concierge service, a well-equipped gym, an inviting party room, a refreshing sundeck, and a peaceful yoga studio.
MississaugaInvestor.ca
4108- 403 Church Street
Condo Apartment · 2bd/1ba · ~650 sqft
$591,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.54%
Monthly Cash Flow
-$1,961/mo
Estimated Rent
$2,050/mo
Cash-on-Cash
-18.17%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,050 |
| Mortgage | −$2,720 |
| Property Tax | −$468 |
| Insurance | −$225 |
| Condo Fee | −$495 |
| Vacancy (5%) | −$103 |
| Cash Flow | -$1,961/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$24,600 |
| Vacancy (5%) | −$1,230 |
| Property Tax | −$5,615 |
| Insurance | −$2,700 |
| Condo Fee | −$5,940 |
| Annual NOI | $9,115 |
| Cap Rate | 1.54% |
Cash Required to Close
| Down Payment (20%) | $118,200 |
| Ontario Land Transfer Tax | $8,295 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $129,495 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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