
B- 889 Adelaide Street, Toronto C01
Toronto C01
$970,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by BOSLEY REAL ESTATE LTD.
Investment Analysis
Key Facts
Type
Condo Townhouse
Bedrooms
2
Bathrooms
3
Days on Market
39
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,450/mo
Estimated from market price-to-rent ratios
Remarks
Rooted at the base of Trinity Bellwoods and steeped in Toronto character, this classic brownstone townhouse is the kind of home people wait years to find. Built in 1989, Copperfield Townhomes was designed for those who crave the energy of urban living. Think executive-calibre finishes, genuine warmth, and a sense of community that stacked townhouses simply can't replicate. Spanning almost 1200 square feet across two thoughtfully laid-out levels, this unit occupies the 2nd and 3rd floors - elevated above the street, yet perfectly tucked in. As an end-of-row unit, it enjoys something most townhomes can't offer: natural light from the north, south, and east. You'll notice the difference the moment you walk in. This home has been professionally painted, including stairs with a brand new carpet runner. The second floor is made for living. Hardwood floors run throughout, anchored by a wood-burning fireplace that makes the space feel instantly like home. The eat-in kitchen is functional and inviting, a powder room an r is where the day ends well. Two generously sized bedrooms, each with its own ensuite bath, offer the kind of privacy and comfort that's rare at this price point. The south-facing bedroom steps out onto a second balcony - ideal for a morning coffee or an evening wind-down - and features an updated 3-piece ensuite. The primary suite is simply impressive: large enough for a king bed with room left over for a desk, a piano, a Peloton, or whatever your lifestyle calls for. Multiple closets and a full 4-piece ensuite complete the picture. And then there's the bonus round: exclusive locker storage plus two owned parking spaces - an almost unheard-of luxury in this neighbourhood.
MississaugaInvestor.ca
B- 889 Adelaide Street
Condo Townhouse · 2bd/3ba · ~1,100 sqft
$970,000
Cash-Flow Report · August 1, 2026
Cap Rate
0.25%
Monthly Cash Flow
-$4,265/mo
Estimated Rent
$2,450/mo
Cash-on-Cash
-24.04%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,450 |
| Mortgage | −$4,465 |
| Property Tax | −$768 |
| Insurance | −$225 |
| Condo Fee | −$1,134 |
| Vacancy (5%) | −$123 |
| Cash Flow | -$4,265/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$29,400 |
| Vacancy (5%) | −$1,470 |
| Property Tax | −$9,215 |
| Insurance | −$2,700 |
| Condo Fee | −$13,608 |
| Annual NOI | $2,407 |
| Cap Rate | 0.25% |
Cash Required to Close
| Down Payment (20%) | $194,000 |
| Ontario Land Transfer Tax | $15,875 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $212,875 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.