3410- 70 Temperance Street, Toronto C01
Toronto C01
$510,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by HC REALTY GROUP INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
1
Bathrooms
1
Days on Market
39
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,650/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this stunning high-floor one-bedroom suite on the 34th floor of the prestigious INDX Condos, perfectly situated in the heart of Toronto's Financial District. Featuring the highly sought-after south-facing layout, this bright and functional residence offers breathtaking city views, abundant natural light, and an exceptional downtown living experience.Designed for modern urban lifestyles, the suite boasts 9-foot ceilings, floor-to-ceiling windows, and an open-concept floor plan that maximizes both space and comfort. The contemporary kitchen features sleek built-in appliances and seamlessly connects to the living and dining areas, creating the perfect setting for everyday living and entertaining. The spacious bedroom offers a peaceful retreat with generous closet space, while the private balcony provides an ideal spot to relax and enjoy the vibrant city skyline.Residents of INDX Condos enjoy access to an impressive selection of premium amenities, including a fitness centre, yoga studio, golf simulator, games room, theatre, rooftop lounge with BBQ facilities, and 24-hour concierge service.Unbeatable location with direct underground access to the PATH network, steps to Bay Street, TTC, the Financial District, Eaton Centre, world-class dining, shopping, entertainment, universities, and major employment hubs.An excellent opportunity for both investors and end-users. The unit is currently tenanted, providing stable rental income from day one. The existing tenant may remain for investors seeking immediate cash flow or vacate after November, offering flexibility for buyers planning to move in themselves.Experience the perfect combination of luxury, convenience, and investment potential in one of downtown Toronto's most connected addresses.
MississaugaInvestor.ca
3410- 70 Temperance Street
Condo Apartment · 1bd/1ba · ~250 sqft
$510,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.33%
Monthly Cash Flow
-$1,784/mo
Estimated Rent
$1,650/mo
Cash-on-Cash
-19.17%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,650 |
| Mortgage | −$2,347 |
| Property Tax | −$404 |
| Insurance | −$225 |
| Condo Fee | −$375 |
| Vacancy (5%) | −$83 |
| Cash Flow | -$1,784/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$19,800 |
| Vacancy (5%) | −$990 |
| Property Tax | −$4,845 |
| Insurance | −$2,700 |
| Condo Fee | −$4,500 |
| Annual NOI | $6,765 |
| Cap Rate | 1.33% |
Cash Required to Close
| Down Payment (20%) | $102,000 |
| Ontario Land Transfer Tax | $6,675 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $111,675 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.