
369- 415 Jarvis Street, Toronto C08
Toronto C08
$649,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by ELITE CAPITAL REALTY INC.
Investment Analysis
Key Facts
Type
Condo Townhouse
Bedrooms
2
Bathrooms
1
Days on Market
40
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,100/mo
Estimated from market price-to-rent ratios
Remarks
Located in one of downtown Toronto's most connected yet surprisingly peaceful neighbourhoods, this rare two-bedroom townhouse at The Central offers a lifestyle that's difficult to find in the condo market. Unlike most downtown condominiums, enjoy the convenience and privacy of your own walk-up front entrance-no elevators, long hallways, or shared lobbies between you and home.The standout feature is the expansive private rooftop terrace, overlooking Montague Park and a lush tree-lined greenspace. Tucked away from Jarvis Street, this outdoor retreat is remarkably quiet and provides the perfect setting for morning coffee, entertaining friends, or relaxing with unobstructed park views.Situated just steps from the charm and character of historic Cabbagetown, you'll enjoy a neighbourhood known for its Victorian homes, cafés, and community feel, while remaining in the heart of downtown. Daily errands are effortless with grocery stores, restaurants, cafés, bars, fitness centres, and TMU all within walking distance. The College Station Line 1 subway is just a 5-minute walk away, and cyclists can reach the CN Tower and waterfront in about 15 minutes. Move-in ready, this townhouse offers a rare blend of privacy, outdoor space, and unbeatable convenience in a truly central yet quiet downtown setting.
MississaugaInvestor.ca
369- 415 Jarvis Street
Condo Townhouse · 2bd/1ba · ~850 sqft
$649,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.94%
Monthly Cash Flow
-$2,478/mo
Estimated Rent
$2,100/mo
Cash-on-Cash
-20.9%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,100 |
| Mortgage | −$2,987 |
| Property Tax | −$514 |
| Insurance | −$225 |
| Condo Fee | −$747 |
| Vacancy (5%) | −$105 |
| Cash Flow | -$2,478/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$25,200 |
| Vacancy (5%) | −$1,260 |
| Property Tax | −$6,166 |
| Insurance | −$2,700 |
| Condo Fee | −$8,964 |
| Annual NOI | $6,110 |
| Cap Rate | 0.94% |
Cash Required to Close
| Down Payment (20%) | $129,800 |
| Ontario Land Transfer Tax | $9,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $142,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.