612- 18 Holmes Avenue, Toronto C14
Toronto C14
$376,000
Cash flow, cap rate & mortgage breakdown
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Listed by FIRST CLASS REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
1
Bathrooms
1
Days on Market
39
Price Drop
5%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,500/mo
Estimated from market price-to-rent ratios
Remarks
Priced to Sell, No Bidding required Bright And Spacious 1-Bedroom Unit In The Heart Of North York, Right At Yonge & Finch! Featuring Full-Sized Appliances, Hardwood Floors, Quartz Countertop, And Floor-To-Ceiling Windows. Steps To Finch Subway Station, TTC, Restaurants, Cafes, Grocery Stores, Public Library, Shops, Banks, Parks, And More. Excellent Amenities Include 24-Hour Concierge, Indoor Pool, Hot Tub, Sauna, Gym, Party/Meeting Room, Rooftop Terrace, And Visitor Parking. Comes With One Parking And One Locker. Perfect For First-Time Buyers Or Investors!
MississaugaInvestor.ca
612- 18 Holmes Avenue
Condo Apartment · 1bd/1ba · ~550 sqft
$376,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.89%
Monthly Cash Flow
-$1,453/mo
Estimated Rent
$1,500/mo
Cash-on-Cash
-21.18%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,500 |
| Mortgage | −$1,731 |
| Property Tax | −$298 |
| Insurance | −$225 |
| Condo Fee | −$624 |
| Vacancy (5%) | −$75 |
| Cash Flow | -$1,453/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$18,000 |
| Vacancy (5%) | −$900 |
| Property Tax | −$3,572 |
| Insurance | −$2,700 |
| Condo Fee | −$7,488 |
| Annual NOI | $3,340 |
| Cap Rate | 0.89% |
Cash Required to Close
| Down Payment (20%) | $75,200 |
| Ontario Land Transfer Tax | $4,115 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $82,315 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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