Lph07- 18 Holmes Avenue, Toronto C14
Toronto C14
$649,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE NEW WORLD REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
42
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,100/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to the prestigious Mona Lisa Residences, perfectly situated in the heart of Yonge & Finch-one of North York's most desirable neighbourhoods. This exceptional Lower Penthouse features 2 spacious bedrooms, 2 full bathrooms, and 2 parking spaces, offering an ideal blend of luxury, comfort, and convenience. Enjoy breathtaking panoramic city views from the expansive private balcony, perfect for morning coffee, evening sunsets, or entertaining guests. The bright, open-concept layout is enhanced by floor-to-ceiling windows that flood the home with natural light. The modern kitchen seamlessly connects to the spacious living and dining areas, creating a welcoming space for everyday living and hosting. Ideally located just steps to Finch Subway Station, GO Transit Bus Terminal, Viva/YRT transit, an array of restaurants, cafés, shopping, supermarkets, parks, and top-rated schools, with easy access to Highway 401. A rare opportunity to own a spectacular Lower Penthouse in one of North York's premier luxury residences. *2 parking spaces & 1 locker*
MississaugaInvestor.ca
Lph07- 18 Holmes Avenue
Condo Apartment · 2bd/2ba · ~850 sqft
$649,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.43%
Monthly Cash Flow
-$2,756/mo
Estimated Rent
$2,100/mo
Cash-on-Cash
-23.25%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,100 |
| Mortgage | −$2,987 |
| Property Tax | −$514 |
| Insurance | −$225 |
| Condo Fee | −$1,025 |
| Vacancy (5%) | −$105 |
| Cash Flow | -$2,756/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$25,200 |
| Vacancy (5%) | −$1,260 |
| Property Tax | −$6,166 |
| Insurance | −$2,700 |
| Condo Fee | −$12,300 |
| Annual NOI | $2,774 |
| Cap Rate | 0.43% |
Cash Required to Close
| Down Payment (20%) | $129,800 |
| Ontario Land Transfer Tax | $9,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $142,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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