
302- 25 George Street, Toronto C08
Toronto C08
$1,129,000
Cash flow, cap rate & mortgage breakdown
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Listed by SAGE REAL ESTATE LIMITED
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
4
Bathrooms
3
Days on Market
51
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,250/mo
Estimated from market price-to-rent ratios
Remarks
Experience true house-like living in this exceptionally rare residence at Old York II, a boutique condominium tucked into Toronto's historic St. Lawrence Market neighbourhood. Offering approximately 2,496 sq ft, this unique suite features a real wood-burning fireplace-an increasingly rare luxury in condo living. This expansive 2+2 bedroom home includes parking and provides beautifully designed living space throughout. Generous principal rooms and oversized windows create a bright, airy atmosphere, with flexible bedroom layouts that easily accommodate a variety of furniture arrangements and lifestyles-delivering the comfort and scale of a detached home. No need to downsize-there's ample room for full-sized furniture, a complete wardrobe, and abundant storage. With only 40 suites in the building, enjoy added privacy and the convenience of minimal elevator wait times. Step outside and embrace the vibrant St. Lawrence Market lifestyle, with endless dining, shopping, and entertainment options just moments away. King subway station is only a 5-minute walk, with streetcar access nearby and quick connections to major highways. Residents also enjoy access to excellent amenities, including an indoor pool, gym, squash court and court yard with BBQ.
MississaugaInvestor.ca
302- 25 George Street
Condo Apartment · 4bd/3ba · ~2,375 sqft
$1,129,000
Cash-Flow Report · August 1, 2026
Cap Rate
-0.85%
Monthly Cash Flow
-$5,999/mo
Estimated Rent
$3,250/mo
Cash-on-Cash
-29.04%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,250 |
| Mortgage | −$5,197 |
| Property Tax | −$894 |
| Insurance | −$225 |
| Condo Fee | −$2,770 |
| Vacancy (5%) | −$163 |
| Cash Flow | -$5,999/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$39,000 |
| Vacancy (5%) | −$1,950 |
| Property Tax | −$10,726 |
| Insurance | −$2,700 |
| Condo Fee | −$33,240 |
| Annual NOI | $-9,616 |
| Cap Rate | -0.85% |
Cash Required to Close
| Down Payment (20%) | $225,800 |
| Ontario Land Transfer Tax | $19,055 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $247,855 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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