409- 18 Pemberton Avenue, Toronto C14
Toronto C14
$539,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE PEACELAND REALTY
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
59
Price Drop
4%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,000/mo
Estimated from market price-to-rent ratios
Remarks
Client RemarksHighly Demanded Yonge/Finch Location, Earl Haig Secondary School Area,Direct Acess To Finch Subway. South Facing With Green Tree View, Desirable Split Bedroom Layout, newer Laminated Floors. Close To Go Bus Station,Viva,Restaurants, Shops, Entertainment, Parks And Schools,Close To Hwy 401.24 Hours Concierge Security, Great Amenities.
MississaugaInvestor.ca
409- 18 Pemberton Avenue
Condo Apartment · 2bd/2ba · ~850 sqft
$539,000
Cash-Flow Report · August 3, 2026
Cap Rate
0.83%
Monthly Cash Flow
-$2,108/mo
Estimated Rent
$2,000/mo
Cash-on-Cash
-21.43%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,000 |
| Mortgage | −$2,481 |
| Property Tax | −$427 |
| Insurance | −$225 |
| Condo Fee | −$875 |
| Vacancy (5%) | −$100 |
| Cash Flow | -$2,108/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$24,000 |
| Vacancy (5%) | −$1,200 |
| Property Tax | −$5,121 |
| Insurance | −$2,700 |
| Condo Fee | −$10,500 |
| Annual NOI | $4,479 |
| Cap Rate | 0.83% |
Cash Required to Close
| Down Payment (20%) | $107,800 |
| Ontario Land Transfer Tax | $7,255 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $118,055 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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