1322- 108 Peter Street, Toronto C01
Toronto C01
$619,888
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE/MIRACLE REALTY LTD
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
59
Price Drop
3%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,050/mo
Estimated from market price-to-rent ratios
Remarks
Experience elevated downtown living from the 13th floor of Noir Residences at 108 Peter Street.This sun-filled northwest-facing suite seamlessly blends intelligent design, contemporary finishes, and breathtaking city views. Floor-to-ceiling windows span the living space, bathing the interior in natural light while framing unobstructed views of Toronto's iconic skyline, with glimpses of Lake Ontario in the distance. Thoughtfully designed to maximize both comfort and functionality, every square foot of this residence is utilized with purpose, creating a stylish and efficient urban sanctuary. Ideally situated in the heart of Toronto's sought-after Entertainment District, you're just steps from the Financial District, acclaimed restaurants, vibrant nightlife, renowned theatres, and premier shopping. Commuting is effortless with convenient access to the King and Queen streetcars, nearby subway stations, and major downtown corridors. Whether you're a professional seeking a sophisticated city home or an investor looking for a prime downtown asset, this exceptional residence offers the perfect combination of location, lifestyle, and value in one of Toronto's most dynamic neighbourhoods.
MississaugaInvestor.ca
1322- 108 Peter Street
Condo Apartment · 2bd/2ba · ~650 sqft
$619,888
Cash-Flow Report · August 1, 2026
Cap Rate
1.63%
Monthly Cash Flow
-$2,014/mo
Estimated Rent
$2,050/mo
Cash-on-Cash
-17.79%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,050 |
| Mortgage | −$2,853 |
| Property Tax | −$491 |
| Insurance | −$225 |
| Condo Fee | −$392 |
| Vacancy (5%) | −$103 |
| Cash Flow | -$2,014/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$24,600 |
| Vacancy (5%) | −$1,230 |
| Property Tax | −$5,889 |
| Insurance | −$2,700 |
| Condo Fee | −$4,704 |
| Annual NOI | $10,077 |
| Cap Rate | 1.63% |
Cash Required to Close
| Down Payment (20%) | $123,977.6 |
| Ontario Land Transfer Tax | $8,873 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $135,850.6 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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