
40 Halton Street, Toronto C01
Toronto C01
$2,198,000
Cash flow, cap rate & mortgage breakdown
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Listed by BOSLEY REAL ESTATE LTD.
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
4
Bathrooms
3
Days on Market
64
Price Drop
2%
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to the heart of Trinity Bellwoods. Completely gutted and rebuilt with permits (all fully closed), this stunning home has been thoughtfully reimagined from top to bottom, offering approximately 2,785 sq. ft. of beautifully finished living space on an impressive 20.08 x 150 ft. lot.Deceptively spacious, this 3+1 bedroom, 3 bathroom home blends original character with sophisticated contemporary finishes. Soaring ceilings, rich hardwood floors, and an open-concept design create an inviting atmosphere filled with natural light. The renovated kitchen features quartz countertops, stainless steel appliances, abundant cabinetry, and generous prep space open to the dining area. The stunning family room addition has an exposed brick feature wall and walks out to a private, fully fenced backyard. Upstairs, you'll find three generous bedrooms, including one with a walkout to a private deck, and a beautifully renovated spa-inspired bathroom. The professionally lowered and underpinned basement adds exceptional versatility with a separate entrance, large egress window, expansive recreation room, fourth bedroom, and a luxurious bathroom featuring a deep soaker tub and separate glass shower. Hidden behind the utility room is an enormous storage area-a rare and valuable feature in a home of this vintage.the home offers dual heating systems, including a gas furnace serving the main and lower levels, three heat pumps servicing the second floor, central air conditioning, updated windows, and a water softener. Located on one of Toronto's most sought-after streets, you're just steps from Trinity Bellwoods Park, Queen West, Ossington, exceptional restaurants, cafés, boutique shopping, excellent schools, and transit. Spacious Garage.
MississaugaInvestor.ca
40 Halton Street
Semi-Detached · 4bd/3ba · ~1,750 sqft
$2,198,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.96%
Monthly Cash Flow
-$8,366/mo
Estimated Rent
$5,840/mo
Cash-on-Cash
-20.74%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,840 |
| Mortgage | −$10,117 |
| Property Tax | −$1,740 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,832 |
| Vacancy (5%) | −$292 |
| Cash Flow | -$8,366/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$70,080 |
| Vacancy (5%) | −$3,504 |
| Property Tax | −$20,881 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$21,980 |
| Annual NOI | $21,015 |
| Cap Rate | 0.96% |
Cash Required to Close
| Down Payment (20%) | $439,600 |
| Ontario Land Transfer Tax | $41,425 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $484,025 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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