
1A Heathdale Road, Toronto C03
Toronto C03
$1,299,000
Cash flow, cap rate & mortgage breakdown
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Listed by FOREST HILL REAL ESTATE INC.
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
3
Bathrooms
4
Days on Market
64
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,200/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 1A Heathdale Road, located in the highly desirable Cedarvale family neighborhood! This bright and spacious 3-bedroom, 4-bathroom semi-detached home offers incredible value in this sought-after area. Zoned for Cedarvale Community School and Forest Hill Collegiate and has many close private school options. Perfectly situated near shops and restaurants on Eglinton West, Lower Forest Hill Village, and St . Clair West, and within walking distance to Wychwood Barns, parks, trails and numerous TTC options .The main floor boasts hardwood floors, a bright living room with wall to wall windows and a walk-out to a deck and private yard. The dining room has a pass through to a gourmet kitchen featuring large windows and Breakfast Bar. Complete with stainless steel appliances and granite counter tops. A convenient main floor powder room adds to the functionality. The second floor offers two bedrooms, including a lovely primary retreat with vaulted ceilings reaching over 15 ' at their peak, double closets, and a 4-piece ensuite bathroom with a Jet tub. The second bedroom overlooks the backyard. There is also a second floor powder room. The third-floor features a spacious bedroom with its own 4-piece bathroom and a private balcony, making it an ideal space for guests or a home office. Additional highlights include a large ground floor foyer with direct access to the attached garage , a private driveway, a full-size laundry/furnace room with ample storage, and above grade windows. This is truly a wonderful opportunity to live in one of the city's most desirable neighborhoods at an affordable price. Don't miss your chance to call this beautiful property home!
MississaugaInvestor.ca
1A Heathdale Road
Semi-Detached · 3bd/4ba · ~1,300 sqft
$1,299,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.65%
Monthly Cash Flow
-$5,275/mo
Estimated Rent
$3,200/mo
Cash-on-Cash
-22.19%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,200 |
| Mortgage | −$5,979 |
| Property Tax | −$1,028 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,083 |
| Vacancy (5%) | −$160 |
| Cash Flow | -$5,275/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$38,400 |
| Vacancy (5%) | −$1,920 |
| Property Tax | −$12,341 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$12,990 |
| Annual NOI | $8,449 |
| Cap Rate | 0.65% |
Cash Required to Close
| Down Payment (20%) | $259,800 |
| Ontario Land Transfer Tax | $22,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $285,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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