
1- 1 Hargrave Lane, Toronto C12
Toronto C12
$1,299,000
Cash flow, cap rate & mortgage breakdown
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Listed by Elevate Real Estate
Investment Analysis
Key Facts
Type
Condo Townhouse
Bedrooms
4
Bathrooms
3
Days on Market
65
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,400/mo
Estimated from market price-to-rent ratios
Remarks
Discover sophisticated living in the heart of prestigious Lawrence Park with this exceptional English Georgian-style townhouse, complete with ** (2) two dedicated underground parking spaces and direct interior access to the residence**. One of the largest and most desirable homes in the complex, this rare offering combines timeless architecture, generous proportions, and elevated modern design. Featuring 3 spacious bedrooms plus a private den and 3 beautifully appointed bathrooms, the home is bathed in natural light throughout. The expansive open-concept main level showcases soaring 9-foot ceilings and a stunning chef-inspired kitchen with premium finishes, custom cabinetry, and a striking marble backsplash-perfectly designed for both refined entertaining and everyday living. Thoughtfully curated upgrades enhance every level, including spa-like ensuite bathrooms with frameless glass showers and marble detailing, as well as custom walk-in closets offering exceptional organization and luxury. The showstopping rooftop terrace provides a rare private outdoor retreat, complete with a BBQ gas line and peaceful treetop views-ideal for summer entertaining, morning coffee, or evening relaxation. A dedicated den creates the perfect work-from-home space or reading lounge, while the impressive lower level boasts dramatic 14-foot ceilings, flexible living space, and convenient direct access to both underground parking spaces. Ideally situated steps from TTC transit, with easy access to the Yonge and Lawrence subway station, and moments from Sunnybrook Hospital, the Granite Club, and some of Toronto's most highly regarded public and private schools, this is a rare opportunity to own an elegant turnkey home in one of the city's most coveted neighbourhoods.
MississaugaInvestor.ca
1- 1 Hargrave Lane
Condo Townhouse · 4bd/3ba · ~1,700 sqft
$1,299,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.35%
Monthly Cash Flow
-$4,518/mo
Estimated Rent
$3,400/mo
Cash-on-Cash
-19.01%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,400 |
| Mortgage | −$5,979 |
| Property Tax | −$1,028 |
| Insurance | −$225 |
| Condo Fee | −$516 |
| Vacancy (5%) | −$170 |
| Cash Flow | -$4,518/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$40,800 |
| Vacancy (5%) | −$2,040 |
| Property Tax | −$12,341 |
| Insurance | −$2,700 |
| Condo Fee | −$6,192 |
| Annual NOI | $17,527 |
| Cap Rate | 1.35% |
Cash Required to Close
| Down Payment (20%) | $259,800 |
| Ontario Land Transfer Tax | $22,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $285,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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