2615- 4955 Yonge Street, Toronto C14
Toronto C14
$469,000
Cash flow, cap rate & mortgage breakdown
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Listed by KW Living Realty
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
1
Bathrooms
1
Days on Market
71
Price Drop
6%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,600/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to Pearl Place! This move-in ready 1-bedroom, 1-bathroom condo offers modern urban living in the heart of the highly sought-after Yonge & Sheppard neighborhood. Featuring 9foot ceilings, quartz countertops, and a stylish, functional layout, this bright unit is perfect for comfortable city living. Enjoy an unbeatable location just steps to the TTC Yonge Sheppard subway station, with endless shopping, dining, and everyday conveniences nearby. Residents enjoy exceptional amenities including an indoor swimming pool, whirlpool, sauna, fitness center, spin room, party room, theatre, and rooftop terrace. Conveniently located with easy access to Highways 401 & 404, making commuting throughout the GTA seamless. Perfect for first-time buyers, professionals, or investors seeking vibrant city living in a prime North York location.
MississaugaInvestor.ca
2615- 4955 Yonge Street
Condo Apartment · 1bd/1ba · ~550 sqft
$469,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.38%
Monthly Cash Flow
-$1,618/mo
Estimated Rent
$1,600/mo
Cash-on-Cash
-18.91%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,600 |
| Mortgage | −$2,159 |
| Property Tax | −$371 |
| Insurance | −$225 |
| Condo Fee | −$383 |
| Vacancy (5%) | −$80 |
| Cash Flow | -$1,618/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$19,200 |
| Vacancy (5%) | −$960 |
| Property Tax | −$4,456 |
| Insurance | −$2,700 |
| Condo Fee | −$4,596 |
| Annual NOI | $6,488 |
| Cap Rate | 1.38% |
Cash Required to Close
| Down Payment (20%) | $93,800 |
| Ontario Land Transfer Tax | $5,855 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $102,655 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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