1008- 57 St Joseph Street, Toronto C01
Toronto C01
$948,000
Cash flow, cap rate & mortgage breakdown
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Listed by FIRST CLASS REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
4
Bathrooms
2
Days on Market
72
Price Drop
9%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,050/mo
Estimated from market price-to-rent ratios
Remarks
Great Location! Steps To U Of T!!! Rare find 3+1 Unit At 1 Thousand Bay st, Situated In The Heart Of Yonge/Bloor, This Luxurious Residence Features 3 Full Bedrooms, 2 Baths, A Functional Den, Enjoy Modern Urban Living With Engineered Hardwood Throughout, 9-Ft Ceilings, And Floor-To-Ceiling Windows That Flood The Space With Natural Light. The Upgraded Designer Kitchen Boasts Caesarstone Countertops, Stainless Steel Appliances, And A Stylish Backsplash. Step Out To A Massive 284 Sq Ft Wrap-Around Balcony Offering Exceptional Outdoor Living Space. Sophisticated Washrooms Feature Upgraded Marble Sinks. Steps To U Of T, TTC, Yorkville, And World-Class Shopping & Dining. Low Maintenance Fees And High Rental Potential Make This A Trophy Property For Professionals, Families, Or Investors.
MississaugaInvestor.ca
1008- 57 St Joseph Street
Condo Apartment · 4bd/2ba · ~850 sqft
$948,000
Cash-Flow Report · August 1, 2026
Cap Rate
1.45%
Monthly Cash Flow
-$3,216/mo
Estimated Rent
$3,050/mo
Cash-on-Cash
-18.55%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,050 |
| Mortgage | −$4,364 |
| Property Tax | −$751 |
| Insurance | −$225 |
| Condo Fee | −$773 |
| Vacancy (5%) | −$153 |
| Cash Flow | -$3,216/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$36,600 |
| Vacancy (5%) | −$1,830 |
| Property Tax | −$9,006 |
| Insurance | −$2,700 |
| Condo Fee | −$9,276 |
| Annual NOI | $13,788 |
| Cap Rate | 1.45% |
Cash Required to Close
| Down Payment (20%) | $189,600 |
| Ontario Land Transfer Tax | $15,435 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $208,035 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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