712- 215 Queen Street, Toronto C01
Toronto C01
$389,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE SIGNATURE REALTY
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
0
Bathrooms
1
Days on Market
108
Price Drop
3%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,350/mo
Estimated from market price-to-rent ratios
Remarks
This award-winning suite, recognized with the BILD Award for best small suite design, offers a smart and functional layout with a warm, inviting colour palette and a spacious balcony for resident enjoyment. Ideally located beside Osgoode Subway Station and steps from the Financial District, this home boasts a 100 walk score with easy access to Toronto's top destinations, galleries, shops, hotels, bars, restaurants, theatres, and concert halls, perfect for students and professionals. The condo is within walking distance of OCAD University, University of Toronto, Ryerson University, and four major hospitals. Enjoy 24/7 transit right at your doorsteps with Queen St.
MississaugaInvestor.ca
712- 215 Queen Street
Condo Apartment · 0bd/1ba · ~250 sqft
$389,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.35%
Monthly Cash Flow
-$1,355/mo
Estimated Rent
$1,350/mo
Cash-on-Cash
-19.1%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,350 |
| Mortgage | −$1,791 |
| Property Tax | −$308 |
| Insurance | −$225 |
| Condo Fee | −$313 |
| Vacancy (5%) | −$68 |
| Cash Flow | -$1,355/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$16,200 |
| Vacancy (5%) | −$810 |
| Property Tax | −$3,696 |
| Insurance | −$2,700 |
| Condo Fee | −$3,756 |
| Annual NOI | $5,238 |
| Cap Rate | 1.35% |
Cash Required to Close
| Down Payment (20%) | $77,800 |
| Ontario Land Transfer Tax | $4,310 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $85,110 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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