416- 90 Sumach Street, Toronto C08
Toronto C08
$1,150,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE WEST REALTY GROUP LTD.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
1
Days on Market
115
Price Drop
6%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,650/mo
Estimated from market price-to-rent ratios
Remarks
Spacious and stylish two-storey hard loft in downtown Toronto with many unique industrial features and attention to detail throughout. 14 foot ceilings, huge floor to ceiling warehouse windows with motorized blinds, exposed ductwork and original concrete mushroom columns. Track lighting either manually or app controlled. Sleek modern open-concept kitchen overlooks the dining and living area with immaculate hardwood flooring and gas fireplace. There's a large updated bathroom with dual glass sinks and a separate 2nd bedroom/den area. Walk up the tempered glass stairs to the mezzanine primary bedroom with lots of closet space. Amenities include a rooftop deck with gas BBQs, a tree lined courtyard for gatherings, visitor parking and a dog run. If you want to live in an exceptional Toronto hard loft with stunning industrial vibe, you'll love this condo at the Brewery Lofts.
MississaugaInvestor.ca
416- 90 Sumach Street
Condo Apartment · 2bd/1ba · ~1,300 sqft
$1,150,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.46%
Monthly Cash Flow
-$4,849/mo
Estimated Rent
$2,650/mo
Cash-on-Cash
-23.05%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,650 |
| Mortgage | −$5,293 |
| Property Tax | −$910 |
| Insurance | −$225 |
| Condo Fee | −$938 |
| Vacancy (5%) | −$133 |
| Cash Flow | -$4,849/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$31,800 |
| Vacancy (5%) | −$1,590 |
| Property Tax | −$10,925 |
| Insurance | −$2,700 |
| Condo Fee | −$11,256 |
| Annual NOI | $5,329 |
| Cap Rate | 0.46% |
Cash Required to Close
| Down Payment (20%) | $230,000 |
| Ontario Land Transfer Tax | $19,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $252,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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