
18 Heathcote Avenue, Toronto C12
Toronto C12
$5,980,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX ATRIUM HOME REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
6
Bathrooms
8
Days on Market
455
Price Drop
13%
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$8,800/mo
Estimated from market price-to-rent ratios
Remarks
Location! Location! Location! York mills & Bayview area! Welcome home to Fabulous & Elegant Custom build Family residence nestled on Prized Heathcote Ave. This south facing with Exceptional 75 Frontage Lot Size home has everything you are looking for. Over 8000 Sqft Living Spaces (5750 Sqft per Original Floor Plan) with Walk out Basement. Enter the spacious grand foyer leading into open concept luxury living and formal dining area. Open concept family room with Breakfast Area, seamlessly flowing into kitchen with grand island with top line appliances, and Overlooking The Stunning & Private Backyard Oasis W/Deck. Discover large primary bedroom with generously sized ensuite bath & walk in closet offering ample space & comfort for your personal retreat. Four with Bedroom with 4pc ensuite perfect for Large family and guest. Fully finished basement offers additional entertainment space with recreation room, wet bar, nanny room, sauna, and wine cellar. The Backyard area has been meticulously landscaped with mature Tress creating a private and picturesque setting. Prestigious location close to all amenities, combines luxurious living with Toronto's natural beauty. Conveniently located near Bayview & York Mills, Granit Club, Post Rd, Edward Garden. Don't miss this opportunity to embrace an extraordinary lifestyle today!
MississaugaInvestor.ca
18 Heathcote Avenue
Detached · 6bd/8ba · ~5,000 sqft
$5,980,000
Cash-Flow Report · July 31, 2026
Cap Rate
-0.32%
Monthly Cash Flow
-$29,107/mo
Estimated Rent
$8,800/mo
Cash-on-Cash
-26.16%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$8,800 |
| Mortgage | −$27,525 |
| Property Tax | −$4,734 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$4,983 |
| Vacancy (5%) | −$440 |
| Cash Flow | -$29,107/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$105,600 |
| Vacancy (5%) | −$5,280 |
| Property Tax | −$56,810 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$59,800 |
| Annual NOI | $-18,990 |
| Cap Rate | -0.32% |
Cash Required to Close
| Down Payment (20%) | $1,196,000 |
| Ontario Land Transfer Tax | $135,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $1,334,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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